21 Russell Hill Road, Markham, ON

Berczy, Markham · MLS® N13710810

$1,368,000
For Sale
Listed 55 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Renovation Upgrade $$$ $150,000.
  • Professional Finished Basement w/ Wet Bar/Yoga Area/Bedroom/BathroomBeautifully Landscaped Front & Backyard Premium Interlocking.
  • Spectacular 4-Bedroom Detached Home in the Highly Sought-After Berczy Community Approx.
  • Ft. of Well-Designed Living Space Bright Combined Living & Dining Room with Elegant Venetian Plaster Finishes 9-Ft Ceilings Throughout the Main Floor Hardwood...

Renovation Upgrade $$$ $150,000! Professional Finished Basement w/ Wet Bar/Yoga Area/Bedroom/Bathroom*Beautifully Landscaped Front & Backyard Premium Interlocking! Spectacular 4-Bedroom Detached Home in the Highly Sought-After Berczy Community Approx. 2,000 Sq. Ft. of Well-Designed Living Space* Bright Combined Living & Dining Room with Elegant Venetian Plaster Finishes* 9-Ft Ceilings Throughout the Main Floor* Hardwood Flooring on the Main Level & Second-Floor Hallway* Open-Concept Modern Kitchen with Granite Countertops, Stylish Backsplash & Breakfast Area with Walkout to the Patio* Spacious Family Room Overlooking the Beautifully Landscaped Backyard, Perfect for Relaxing or Entertaining* Tastefully Upgraded Bathrooms Throughout* Steps to Highly Ranked Pierre Elliott Trudeau High School & Castlemore Public School* Close to Parks, Shopping, Transit & All Amenities*

Key facts

Property type
Detached, 2-Storey
MLS®
N13710810
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
30 × 82.5 ft
Cross streets
E Of Kennedy Rd/Bur Oak Ave
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,462 / 2025
Days on market
55
Listing brokerage
RE/MAX PARTNERS REALTY INC.

Rooms

KitchenMain5.52 × 2.73 m

ceramic floor · breakfast area · w/o to yard

Family RoomMain4.24 × 3.94 m

broadloom · gas fireplace · open concept

Primary BedroomSecond5.03 × 3.82 m

broadloom · separate shower · 4 pc ensuite

Bedroom 4Second3.03 × 2.60 m

broadloom · window · closet

Living RoomMain5.76 × 3.51 m

hardwood floor · open concept · large window

Dining RoomMain2.76 × 1.80 m

hardwood floor · combined w/living · pot lights

Bedroom 3Second3.58 × 3.15 m

broadloom · cathedral ceiling(s) · window

Bedroom 2Second3.03 × 3.33 m

broadloom · window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Berczy, Markham, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wismer
$1.53M
Unionville
$2.16M
Raymerville
$1.68M
Bullock
$1.10M
Devil's Elbow
$5.30M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,235/mo
$255KIncome needed
5.4×Price ÷ income
$1,439Weekly cost
$23,835Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,235Property tax $455Total carry $6,690

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,051per month

Mortgage amount $1,094,400 · 4.49% over 25 years

$273,600Down payment (20.0%)
$1,094,400Loan before insurance
$0CMHC premium
$6,506Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,051
Property tax
$455
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,506

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,835
Estimated closing costs
$23,835

Plus your down payment of $273,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,324/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$720,938Total interest paid
$1,815,338Total of all payments
Principal $1,094,400 Interest $720,938
YearPrincipalInterestBalance
1$24,422$48,191$1,069,978
2$25,531$47,082$1,044,446
3$26,690$45,923$1,017,756
4$27,902$44,711$989,854
5$29,169$43,444$960,685
6$30,494$42,120$930,191
7$31,878$40,735$898,313
8$33,325$39,288$864,987
9$34,839$37,775$830,149
10$36,420$36,193$793,728
11$38,074$34,539$755,654
12$39,803$32,811$715,852
13$41,610$31,004$674,242
14$43,499$29,114$630,742
15$45,474$27,139$585,268
16$47,539$25,075$537,729
17$49,697$22,916$488,032
18$51,954$20,660$436,078
19$54,313$18,301$381,765
20$56,779$15,835$324,986
21$59,357$13,257$265,629
22$62,052$10,562$203,577
23$64,869$7,744$138,708
24$67,815$4,799$70,894
25$70,894$1,720$0

At the end of your 5-year term

Total paid over the term
$363,068
Principal paid down
$133,715
Interest paid
$229,352
Balance remaining
$960,685

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,462− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,780

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PARTNERS REALTY INC.. MLS®/PropTx.

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