8 Heart Lake Circle, King, ON

King City, King · MLS® N13712208

$2,299,990
For Sale
Listed 27 days agoNo offer date stated
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Brand-new "CARDONA" model, approx.
  • This stunning two-storey model features a separate living and dining room, an open-concept kitchen with a breakfast area which overlooks the family room.
  • Upper has 4 bedrooms with 3.5 baths, walk-in closets and a laundry room.
  • Features include: 5" prefinished engineered hardwood flooring; quality 24" x 24" porcelain tile floors; 7-1/4" baseboard; stained Maple kitchen cabinetry with...
  • Finished basement with wet bar and a 3-piece bathroom.

Brand-new "CARDONA" model, approx. 3824 Sq. Ft. by Fernbrook Homes, nestled in the prestigious Kings Calling neighbourhood in King City. This stunning two-storey model features a separate living and dining room, an open-concept kitchen with a breakfast area which overlooks the family room. Servery and large mudroom. Upper has 4 bedrooms with 3.5 baths, walk-in closets and a laundry room. Features include: 5" prefinished engineered hardwood flooring; quality 24" x 24" porcelain tile floors; 7-1/4" baseboard; stained Maple kitchen cabinetry with extended uppers and crown moulding; stone countertops in kitchen and baths; upgraded Moen faucets; 44 interior pot lights; and heated floors included for the primary en suite. Main floor ceilings area 10ft, 9ft on the 2nd floor + basement. Finished basement with wet bar and a 3-piece bathroom. Close to schools. Some photos have been virtually staged for illustration purposes only. **EXTRAS** Sales office open Monday to Thursday from 1:00 pm to 7:00 pm, Saturday to Sunday from 11:00 am to 5:00 pm

Key facts

Property type
Detached, 2-Storey
MLS®
N13712208
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
50 × 108 ft
Cross streets
West of Dufferin St. & South Side of 15th Side Road
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
27
Listing brokerage
INTERCITY REALTY INC.

Rooms

Bedroom 2Second3.96 × 4.45 m

hardwood floor · 3 pc ensuite · closet

Living RoomGround3.65 × 3.23 m

hardwood floor · large window

RecreationBasement3.77 × 3.38 m

window · 3 pc bath · broadloom

BreakfastGround3.38 × 5.18 m

porcelain floor · sliding doors · open concept

KitchenGround4.14 × 6.06 m

porcelain floor · centre island · stone counters

Primary BedroomSecond6.40 × 4.57 m

his and hers closets · 5 pc ensuite · hardwood floor

Bedroom 4Second4.26 × 3.65 m

walk-in closet(s) · hardwood floor

Bedroom 3Second5.66 × 3.96 m

hardwood floor · 5 pc ensuite · double closet

Dining RoomGround3.65 × 4.26 m

hardwood floor · coffered ceiling(s) · large window

Family RoomBasement7.98 × 5.09 m

window · broadloom · wet bar

Great RoomGround4.45 × 5.18 m

fireplace · w/o to yard · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.21Mlikely sale price

Listed at $2,299,990 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $2.21M, typically $2.07M to $2.50M. Comparable closings on their own put this home around $2.75M, about 19% above the ask.

List price
$2.07MBelow recent closings$2.50MAbove recent closings

Total price vs nearby homes. Likely closing about $2.21M, from 13 recent closings in this pocket.

The market behind the math:

13sold nearby · 90 days
$2.25Mmedian sold price
92%of asking, on average
−9%prices vs a year ago
~43 dayshomes like this take to sell
27days on market so far
$6,498/moest. rent · 20 leases
3.4%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6.7 months of inventory: 29 detached homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $541/sqft against an area asking average of $666/sqft.

How this estimate is builtthe short version

I take the 13 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (King City PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 13 comparable homes that sold in King City over the past two years, from 119 closings there.

Neighbourhood & location

King City, King, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural King
$3.04M
Pottageville
$2.36M
Nobleton
$1.96M
Schomberg
$1.59M

Typical asking price of active listings of the same type, per area (outliers removed). King.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King City PS
75%
King City PSPublic · Elementary · JK-8 · 1.8 km awayAbove the GTA average · 75% meet the provincial standard

Affordability & Mortgage

Affordability
$10,483/mo
$451KIncome needed
5.1×Price ÷ income
$2,419Weekly cost
$43,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $10,483Property tax $1,437Total carry $11,920

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,072per month

Mortgage amount $1,839,992 · 4.39% over 25 years

$459,998Down payment (20.0%)
$1,839,992Loan before insurance
$0CMHC premium
$11,509Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,072
Property tax
$1,438
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,509

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,975
Estimated closing costs
$43,975

Plus your down payment of $459,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$12,202/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,181,501Total interest paid
$3,021,493Total of all payments
Principal $1,839,992 Interest $1,181,501
YearPrincipalInterestBalance
1$41,637$79,223$1,798,355
2$43,485$77,375$1,754,871
3$45,415$75,445$1,709,456
4$47,430$73,430$1,662,026
5$49,535$71,324$1,612,491
6$51,734$69,126$1,560,757
7$54,030$66,830$1,506,727
8$56,428$64,432$1,450,300
9$58,932$61,928$1,391,368
10$61,548$59,312$1,329,820
11$64,279$56,581$1,265,541
12$67,132$53,728$1,198,409
13$70,111$50,748$1,128,298
14$73,223$47,637$1,055,075
15$76,473$44,387$978,602
16$79,867$40,993$898,735
17$83,411$37,448$815,324
18$87,113$33,746$728,210
19$90,980$29,880$637,231
20$95,017$25,842$542,213
21$99,235$21,625$442,979
22$103,639$17,221$339,340
23$108,238$12,621$231,101
24$113,042$7,817$118,059
25$118,059$2,800$0

At the end of your 5-year term

Total paid over the term
$604,299
Principal paid down
$227,501
Interest paid
$376,797
Balance remaining
$1,612,491

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in King City$6,498/mo
$77,976Gross annual rent
2.3%Cap rate after taxes and upkeep
$6,103 to $7,093Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in King City signed at a median of $6,739 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,498. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $16,100− Insurance $1,400− Vacancy & upkeep $8,577Net operating income $51,899

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.

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