55 Chartwell Crescent, Georgina, ON
Keswick North, Georgina · MLS® N13713412
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About this home
In short
- A HOME TO TREASURE...A LIFESTYLE TO LOVE.
- Welcome to 55 Chartwell Crescent, a beautifully updated 4-bedroom, 3-bathroom family home where timeless comfort, thoughtful design and an exceptional backyard oasis...
- At the heart of the home is the stunning custom gourmet kitchen, featuring granite and tile finishes, stainless steel appliances and an oversized centre island.
- The finished lower level extends the living space with a spacious recreation room featuring a gas fireplace, dry bar and pantry, while the adjoining Great Room offers...
- Dine beneath the covered patio awning, relax poolside or spend summer days in the saltwater pool, with plenty of green space remaining for children, pets and outdoor fun.
A HOME TO TREASURE...A LIFESTYLE TO LOVE. Welcome to 55 Chartwell Crescent, a beautifully updated 4-bedroom, 3-bathroom family home where timeless comfort, thoughtful design and an exceptional backyard oasis come together in one remarkable property. Set on an oversized, fully fenced lot surrounded by mature landscaping and lush foliage, this home offers wonderful privacy, impressive curb appeal and an outdoor setting designed to be enjoyed. Step inside to a bright, welcoming foyer highlighted by an elegant curved staircase and a well-designed main floor created for both everyday living and effortless entertaining. At the heart of the home is the stunning custom gourmet kitchen, featuring granite and tile finishes, stainless steel appliances and an oversized centre island. Open to the inviting family room and conveniently connected to the dining room, this beautiful gathering space also offers a walkout to the backyard-perfect for entertaining indoors and out. Upstairs, the expansive primary suite is a private retreat unto itself, complete with a sitting area, beautiful backyard views, a generous walk-in closet and luxurious 5-piece spa-inspired ensuite. The finished lower level extends the living space with a spacious recreation room featuring a gas fireplace, dry bar and pantry, while the adjoining Great Room offers exceptional flexibility for a home office, gym, games room or children's play space, enhanced by engineered hardwood flooring and pot lights. Outside, your private resort-inspired backyard awaits. Dine beneath the covered patio awning, relax poolside or spend summer days in the saltwater pool, with plenty of green space remaining for children, pets and outdoor fun. With no sidewalk and a widened driveway offering parking for multiple vehicles, this home delivers convenience inside and out. Ideally located just minutes from beautiful Lake Simcoe, Highway 404, schools, shopping, walking trails, splash pads, the library, arena and everyday amenities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13713412
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 45.79 × 143.45 ft
- Cross streets
- Woodbine / Church
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private Triple
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,836 / 2026
- Days on market
- 48
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
hardwood floor · combined w/sitting · 5 pc ensuite
hardwood floor · double closet · closet organizers
hardwood floor · bay window · french doors
hardwood floor · large closet · window
tile floor · pantry
tile floor · pantry · combined w/rec
tile floor · stainless steel appl · granite counters
tile floor · laundry sink · access to garage
wall sconce lighting · pot lights · french doors
wall sconce lighting · french doors · pot lights
electric fireplace · pot lights · b/i bar
tile floor · centre island · w/o to yard
hardwood floor · fireplace · large window
hardwood floor · wainscoting · formal rm
electric fireplace · pot lights · dry bar
hardwood floor · 5 pc ensuite · combined w/sitting
hardwood floor · closet organizers · overlooks frontyard
hardwood floor · double closet · closet organizers
hardwood floor · fireplace · large window
hardwood floor · large closet · window
tile floor · access to garage · laundry sink
Listed at $1,199,800. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $1.16M, if it sells. A realistic range is $1.09M to $1.31M.
Independent value check: $1.06M. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $996K and $1.11M).
Why $1.06M. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,836 a year; the typical home sold here pays about $5,300.
- ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it slightly2 garage and 8 total parking spaces, against 2 and 6 typically.
Longer on the market than typical. 48 days on the market against about 30 for homes like it here, and asking 13% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $1.16M, from 32 recent closings in this pocket.
The market behind the math:
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $923K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.
Sold price trend
Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $930K | 11 |
| November 2025 | $808K | 8 |
| February 2026 | $855K | 5 |
| March 2026 | $838K | 8 |
| May 2026 | $748K | 12 |
| June 2026 | $850K | 21 |
| July 2026 | $760K | 15 |
| August 2026 | $849K | 7 |
| September 2026 | $780K | 13 |
Neighbourhood & location
Keswick North, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $959,840 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,307
- Property tax
- $570
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,877
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,471
- Estimated closing costs
- $20,471
Plus your down payment of $239,960. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,427
- Principal paid down
- $117,275
- Interest paid
- $201,152
- Balance remaining
- $842,565
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.