105 Park Avenue, Newmarket, ON

Central Newmarket, Newmarket · MLS® N13713524

$919,000
For Sale
Listed 55 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • Location, Location, Location.
  • Beautifully maintained 3+1 bedroom bungalow situated on a 70-ft-wide, extra-deep lot, backing and siding onto a deep neighbourhood lot and park for exceptional...
  • Featuring a newly updated kitchen with hardwood floors, pot lights, ample counter space and walk-out to the deck and beautifully landscaped private backyard.
  • Finished basement offers a spacious family room, 3rd bedroom and 3-piece bathroom with above-ground windows providing plenty of natural light.
  • Walk to downtown Newmarket, shops, schools, public transit, Riverwalk Common farmers market, parks and tennis courts.

Location, Location, Location! Beautifully maintained 3+1 bedroom bungalow situated on a 70-ft-wide, extra-deep lot, backing and siding onto a deep neighbourhood lot and park for exceptional privacy and a peaceful green backdrop. Featuring a newly updated kitchen with hardwood floors, pot lights, ample counter space and walk-out to the deck and beautifully landscaped private backyard. Finished basement offers a spacious family room, 3rd bedroom and 3-piece bathroom with above-ground windows providing plenty of natural light. Extra-deep private driveway with carport and no pedestrian walkway offers ample parking and added privacy. Walk to downtown Newmarket, shops, schools, public transit, Riverwalk Common farmers market, parks and tennis courts. Close to No Frills, Upper Canada Mall and major retailers including Walmart, Costco, Home Depot, Canadian Tire and Real Canadian Superstore. Newly upgraded and thoughtfully improved throughout-an ideal family home in a prime Newmarket location!

Key facts

Property type
Detached, Bungalow
MLS®
N13713524
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
70 × 110 ft
Cross streets
Yonge/Eagle/Davis
Parking
1 garage · 7 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Other
Sewer
Sewer
Property tax
$5,047 / 2026
Days on market
55
Listing brokerage
JDL REALTY INC.

Rooms

Dining RoomGround6.50 × 3.41 m

hardwood floor · combined w/living

KitchenGround5.30 × 3.19 m

w/o to deck · hardwood floor · updated

Bedroom 2Ground3.71 × 2.80 m

Hardwood Floor

Primary BedroomGround4.42 × 2.70 m

hardwood floor · his and hers closets

RecreationBasement9.71 × 4.70 m

above grade window · pot lights · 3 pc bath

Bedroom 4Basement4.61 × 3.30 m

pot lights · above grade window

Living RoomGround6.50 × 3.41 m

hardwood floor · combined w/dining · french doors

Utility RoomBasement4.59 × 3.30 m

Above Grade Window

Bedroom 3Ground3.00 × 2.70 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Central Newmarket, Newmarket, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,188/mo
$177KIncome needed
5.2×Price ÷ income
$967Weekly cost
$14,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,188Property tax $421Total carry $4,609

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,065per month

Mortgage amount $735,200 · 4.49% over 25 years

$183,800Down payment (20.0%)
$735,200Loan before insurance
$0CMHC premium
$4,486Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,065
Property tax
$421
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,486

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,855
Estimated closing costs
$14,855

Plus your down payment of $183,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,920/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$484,314Total interest paid
$1,219,514Total of all payments
Principal $735,200 Interest $484,314
YearPrincipalInterestBalance
1$16,407$32,374$718,793
2$17,151$31,629$701,642
3$17,930$30,850$683,712
4$18,744$30,036$664,968
5$19,595$29,185$645,372
6$20,485$28,295$624,887
7$21,415$27,365$603,472
8$22,388$26,393$581,084
9$23,404$25,377$557,680
10$24,467$24,314$533,214
11$25,578$23,203$507,636
12$26,739$22,042$480,897
13$27,953$20,828$452,944
14$29,222$19,558$423,722
15$30,549$18,232$393,174
16$31,936$16,845$361,238
17$33,386$15,395$327,852
18$34,902$13,879$292,950
19$36,486$12,294$256,463
20$38,143$10,637$218,320
21$39,875$8,906$178,445
22$41,685$7,095$136,760
23$43,578$5,202$93,182
24$45,557$3,224$47,625
25$47,625$1,155$0

At the end of your 5-year term

Total paid over the term
$243,903
Principal paid down
$89,828
Interest paid
$154,075
Balance remaining
$645,372

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,047− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,117

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

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