51 Bramsey Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13716694

$749,000
For Sale
Listed 54 days agoNo offer date stated
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Welcome To This Affordable And Charming 4-Bedroom Home Nestled In A Quiet And Desirable Community Of Georgina.
  • Just 10 Years Old And Offering 1,968 Sq.
  • Enjoy 9-Ft Smooth Ceilings On The Main Floor, A Cozy Family Room With A Fireplace And Large Windows, And An Upgraded Kitchen Featuring Quartz Countertops.

Welcome To This Affordable And Charming 4-Bedroom Home Nestled In A Quiet And Desirable Community Of Georgina! Just 10 Years Old And Offering 1,968 Sq. Ft. Of Above-Grade Living Space, This Well-Maintained Home Is In Excellent Move-In Condition And Features A Comfortable, Functional Layout Perfect For Family Living. Enjoy 9-Ft Smooth Ceilings On The Main Floor, A Cozy Family Room With A Fireplace And Large Windows, And An Upgraded Kitchen Featuring Quartz Countertops. Desirable South-North Exposure Provides Plenty Of Natural Light, While The Open View At The Back Creates A Bright And Peaceful Setting. Enjoy The Perfect Balance Of Tranquil Living And Everyday Convenience, With Supermarkets, Hardware Stores, Restaurants, LCBO, Automotive Services, And Other Essential Amenities Just Minutes Away. Outdoor Enthusiasts Will Appreciate The Close Proximity To Beautiful Beaches, Parks, Golf Courses, And Lake Simcoe, Including Franklin Beach, Willow Beach, And Sibbald Point Provincial Park, Offering Excellent Opportunities For Boating, Swimming, Fishing, Hiking, And Year-Round Recreation. An Excellent Opportunity For Families Or First-Time Buyers Seeking Exceptional Value, Move-In-Ready Comfort, Spacious Family Living, And A Relaxed Lifestyle Surrounded By Nature!

Key facts

Property type
Detached, 2-Storey
MLS®
N13716694
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
39.38 × 93.95 ft
Cross streets
Baseline Rd & McCowan Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,375 / 2026
Days on market
54
Listing brokerage
SMART SOLD REALTY

Rooms

Primary BedroomSecond

double closet · carpet free · large window

Dining RoomMain0.00 × 0.00 m

casement windows · carpet free · combined w/family

Bedroom 4Second

large window · double closet

Family RoomMain

gas fireplace · large window · combined w/dining

StudySecond2.08 × 1.73 m

Large Window

Bedroom 2Second

large window · double closet

LaundryMain2.34 × 2.08 m

access to garage · w/o to yard

Living RoomMain

large window · carpet free

Bedroom 3Second

large window · double closet

KitchenMain

breakfast area · w/o to patio · quartz counter

Primary BedroomSecond

4 pc ensuite · walk-in closet(s) · large window

KitchenMain5.90 × 4.70 m

w/o to patio · open concept · breakfast bar

Dining Room5.90 × 4.70 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,414/mo
$149KIncome needed
5.0×Price ÷ income
$788Weekly cost
$11,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,414Property tax $448Total carry $3,862

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$3,761Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$448
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,761

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Estimated closing costs
$11,455

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $5,375− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,867

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

CallRequest a showing