12 Sweet Valerie Court, Vaughan, ON

Patterson, Vaughan · MLS® N13717220

$1,849,000
For Sale
Listed 54 days agoNo offer date stated
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◎ Directions
5+3Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Welcome to 12 Sweet Valerie court.
  • Nestled on a quiet, family-friendly cul-de-sac in the highly desirable Patterson community, this exceptional executive home offers nearly 4,000 sq. ft. of beautifully...
  • The upper level is designed with growing families in mind, offering a luxurious primary retreat complete with a custom walk-in closet and a spa-inspired 5-piece ensuite.
  • The finished basement, accessible from two separate staircases, expands the home's versatility with three additional bedrooms, a full bathroom, and a second...
  • Freshly painted throughout the above-grade levels and equipped with 200-amp electrical service, this meticulously maintained home is a rare opportunity to own an...

Welcome to 12 Sweet Valerie court. Nestled on a quiet, family-friendly cul-de-sac in the highly desirable Patterson community, this exceptional executive home offers nearly 4,000 sq. ft. of beautifully designed living space above grade, plus finished basement. Featuring 5 spacious bedrooms and 9-foot ceilings on both the main and second floors, this residence combines timeless elegance with everyday functionality. A grand double-height foyer creates a stunning first impression, leading to sophisticated formal living and dining rooms accented with bay windows, coffered ceilings, and elegant architectural details. The main-floor office provides the perfect work-from-home space, while the chef-inspired kitchen showcases newly refreshed cabinetry, premium stainless steel appliances, and ample space for family gatherings. The sun-filled family room is the heart of the home, featuring three skylights and a striking three-sided gas fireplace that fills the space with warmth and natural light. The upper level is designed with growing families in mind, offering a luxurious primary retreat complete with a custom walk-in closet and a spa-inspired 5-piece ensuite. Four additional generously sized bedrooms enjoy convenient semi-ensuite access and excellent closet space, with select rooms featuring custom built-in organizers. The finished basement, accessible from two separate staircases, expands the home's versatility with three additional bedrooms, a full bathroom, and a second kitchen-ideal for extended family, guests. Freshly painted throughout the above-grade levels and equipped with 200-amp electrical service, this meticulously maintained home is a rare opportunity to own an elegant, spacious, and versatile residence in one of Vaughan's premier family neighbourhoods, close to top-rated schools, parks, shopping, transit, and major highways.

Key facts

Property type
Detached, 2-Storey
MLS®
N13717220
Bedrooms
5+3 (8 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
50.3 × 135.02 ft
Cross streets
Teston/ Dufferin
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$10,213 / 2025
Days on market
54
Listing brokerage
RE/MAX EXPERTS
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$8,427/mo
$352KIncome needed
5.3×Price ÷ income
$1,945Weekly cost
$33,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,427Property tax $851Total carry $9,278

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,179per month

Mortgage amount $1,479,200 · 4.49% over 25 years

$369,800Down payment (20.0%)
$1,479,200Loan before insurance
$0CMHC premium
$9,030Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,179
Property tax
$851
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,030

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,455
Estimated closing costs
$33,455

Plus your down payment of $369,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,899/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$974,425Total interest paid
$2,453,625Total of all payments
Principal $1,479,200 Interest $974,425
YearPrincipalInterestBalance
1$33,009$65,136$1,446,191
2$34,508$63,637$1,411,682
3$36,075$62,070$1,375,607
4$37,713$60,432$1,337,894
5$39,425$58,720$1,298,469
6$41,215$56,930$1,257,254
7$43,087$55,058$1,214,167
8$45,043$53,102$1,169,124
9$47,088$51,057$1,122,036
10$49,226$48,919$1,072,810
11$51,461$46,684$1,021,349
12$53,798$44,347$967,551
13$56,240$41,905$911,310
14$58,794$39,351$852,517
15$61,463$36,682$791,053
16$64,254$33,891$726,799
17$67,171$30,974$659,628
18$70,221$27,924$589,406
19$73,410$24,735$515,997
20$76,743$21,402$439,254
21$80,227$17,918$359,027
22$83,870$14,275$275,157
23$87,678$10,467$187,479
24$91,659$6,486$95,820
25$95,820$2,325$0

At the end of your 5-year term

Total paid over the term
$490,725
Principal paid down
$180,731
Interest paid
$309,994
Balance remaining
$1,298,469

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $10,213− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $66,885

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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