3 John Carter Way, Markham, ON

Vinegar Hill, Markham · MLS® N13721334

$1,000,000
For Sale
Listed 50 days agoNo offer date stated

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3Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Discover Refined Modern Living In This Newly Built Three-Level Garden Homes Residence In Markham's Desirable Vinegar Hill Neighbourhood.
  • Mill St Townhomes Is Thoughtfully Designed With Three Generous Bedrooms, This Sophisticated Home Features An Airy Open-Concept Living Area, An Inviting Fireplace...
  • The Private Primary Retreat Includes 3pc Ensuite & Walk-In Closet.
  • Ideally Positioned Near Milne Dam Conservation Trails, Easy Access To 407, Markville Mall & Downtown Markham.

Discover Refined Modern Living In This Newly Built Three-Level Garden Homes Residence In Markham's Desirable Vinegar Hill Neighbourhood. Mill St Townhomes Is Thoughtfully Designed With Three Generous Bedrooms, This Sophisticated Home Features An Airy Open-Concept Living Area, An Inviting Fireplace, Soaring Nine-Foot Ceilings, And Stylish Tile & Laminate Flooring Throughout. The Private Primary Retreat Includes 3pc Ensuite & Walk-In Closet. Window Coverings & Closet Organizers In Every Room. Oak Stairs With Wrought Iron Pickets Add The Luxury Look. Premium Doors, Hardware, Fixtures And HVAC Systems. Spacious Backyards For Families With Room To Play. Beautiful Contemporary Details And Versatile Living Areas Create An Exceptional Setting For Any Lifestyle. Private Road Access With Additional Visitor Parking. Ideally Positioned Near Milne Dam Conservation Trails, Easy Access To 407, Markville Mall & Downtown Markham. This A Brand New Home Being Sold By The Builder With Full Tarion Warranty. Upgraded Fully By The Builder With The Highest Level Of Craftsmanship In The Area. Freehold Townhomes With POTL Fee For Road Maintenance.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13721334
Bedrooms
3
Bathrooms
4 (2 half)
Size
1500-2000 sq ft
Lot
18.4 × 72.87 ft
Cross streets
Markham Rd & 407
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
50
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Family RoomGround5.25 × 3.10 m

w/o to yard · laminate · electric fireplace

Bedroom 3Third3.10 × 2.65 m

laminate · double closet · balcony

Bedroom 2Third3.40 × 2.60 m

laminate · double closet

KitchenSecond4.20 × 2.70 m

quartz counter · stainless steel appl · backsplash

Living RoomSecond5.26 × 4.20 m

overlooks frontyard · laminate · pot lights

BreakfastSecond3.82 × 2.70 m

laminate · overlooks backyard

Primary BedroomThird4.10 × 3.10 m

3 pc ensuite · laminate · overlooks frontyard

Dining RoomSecond5.26 × 4.30 m

laminate · pot lights · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Vinegar Hill, Markham, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,558/mo
$198KIncome needed
5.0×Price ÷ income
$1,052Weekly cost
$16,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,558Estimated property tax $625Total carry $5,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $800,000 · 4.49% over 25 years

$200,000Down payment (20.0%)
$800,000Loan before insurance
$0CMHC premium
$5,048Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Estimated property tax
$625
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,048

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Estimated closing costs
$16,475

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,001Total of all payments
Principal $800,000 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,484
3$19,511$33,569$743,974
4$20,396$32,684$723,577
5$21,322$31,758$702,255
6$22,291$30,789$679,964
7$23,303$29,777$656,661
8$24,361$28,719$632,301
9$25,467$27,613$606,834
10$26,623$26,457$580,211
11$27,832$25,248$552,379
12$29,096$23,984$523,283
13$30,417$22,663$492,867
14$31,798$21,282$461,069
15$33,241$19,839$427,828
16$34,751$18,329$393,077
17$36,329$16,752$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,360$7,721$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,255

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $7,000− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,242

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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