27 Windy Shore Drive, Georgina, ON

Keswick North, Georgina · MLS® N13729020

$887,000
For Sale
Listed 49 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
1.5Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 27 Windy Shore-one of Georgina's best-kept secrets.
  • Featuring 3 spacious bedrooms on the main floor, a bright open-concept layout, and exquisite engineered maple hardwood flooring throughout.
  • Finished Basement With 2 Bedrooms.

Welcome to 27 Windy Shore-one of Georgina's best-kept secrets. Nestled on a quiet cul-de-sac, this charming lakefront property offers privacy, tranquility, and breathtaking waterfront views. Featuring 3 spacious bedrooms on the main floor, a bright open-concept layout, and exquisite engineered maple hardwood flooring throughout. Wake up to lake views, enjoy peaceful walks along the waterfront, and experience the best of lakeside living. Finished Basement With 2 Bedrooms. This could be your next home! Do not miss out! Please note: The Jacuzzi is not functioning.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13729020
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
76.26 × 211.08 ft
Cross streets
Woodland / The Queensway
Parking
1.5 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Metal
Sewer
Sewer
Property tax
$6,774 / 2026
Days on market
49
Listing brokerage
CENTURY 21 KING`S QUAY REAL ESTATE INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,043/mo
$177KIncome needed
5.0×Price ÷ income
$933Weekly cost
$14,215Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,043Property tax $565Total carry $4,607

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,924per month

Mortgage amount $709,600 · 4.49% over 25 years

$177,400Down payment (20.0%)
$709,600Loan before insurance
$0CMHC premium
$4,488Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,924
Property tax
$565
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,488

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,215
Estimated closing costs
$14,215

Plus your down payment of $177,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,749/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$467,450Total interest paid
$1,177,050Total of all payments
Principal $709,600 Interest $467,450
YearPrincipalInterestBalance
1$15,835$31,247$693,765
2$16,554$30,528$677,211
3$17,306$29,776$659,905
4$18,092$28,990$641,813
5$18,913$28,169$622,900
6$19,772$27,310$603,128
7$20,669$26,413$582,459
8$21,608$25,474$560,851
9$22,589$24,493$538,262
10$23,615$23,467$514,647
11$24,687$22,395$489,960
12$25,808$21,274$464,152
13$26,980$20,102$437,173
14$28,205$18,877$408,968
15$29,485$17,597$379,483
16$30,824$16,258$348,659
17$32,223$14,859$316,436
18$33,686$13,396$282,749
19$35,216$11,866$247,533
20$36,815$10,267$210,718
21$38,486$8,596$172,232
22$40,234$6,848$131,998
23$42,061$5,021$89,937
24$43,970$3,112$45,967
25$45,967$1,115$0

At the end of your 5-year term

Total paid over the term
$235,410
Principal paid down
$86,700
Interest paid
$148,710
Balance remaining
$622,900

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $6,774− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,390

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 KING`S QUAY REAL ESTATE INC.. MLS®/PropTx.

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