307-326 Major Mackenzie Drive, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13729552

$519,000
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome to Mackenzie Square Condominiums. All utilities and cable included in maintenance fees.This bright and spacious 2+1 bedroom, 2-bath suite offers nearly 1,100 sq.ft. of comfortable living space. The versatile den and solarium can easily be converted into additional bedroom, making this layout ideal for families, downsizers, or those working from home.Features a large primary bedroom with a 4-piece ensuite, a rare walk-in pantry, and views of the landscaped grounds. Well-managed building with 24-hour concierge, indoor pool, fitness centre, tennis courts, party room, library, and a renovated pool area coming soon. Maintenance fees include heat, hydro, water, and building insurance

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13729552
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Young St / Major Mackenzie
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,228/mo
Exposure
North
Property tax
$1,856 / 2025
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomFlat5.50 × 4.66 m

hardwood floor · combined w/solarium · north view

Bedroom 2Flat4.14 × 3.04 m

walk-in closet(s) · 4 pc ensuite · double closet

Primary BedroomFlat5.78 × 3.03 m

4 pc ensuite · double closet · closet organizers

SolariumFlat3.40 × 2.03 m

hardwood floor · large window

Dining RoomFlat3.86 × 2.86 m

tile floor · separate room · double closet

Our TakeTeam Asgarian · Broker
Room to negotiate
$483Kest. value

Listed at $519,000. My estimate lands at $483K. The ask is about 7% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.

List price
$467KBelow asking range$519KAbove asking range

Total price vs nearby homes. Fair value about $483K, median of 5 comparables.

The market behind the math:

This home
Below area avgAbove area avg

Price per square foot: this home lists at $472/sqft against an area asking average of $500/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 5 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $452K, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($472/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in Crosby · asking prices
$410kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

404-326 Major Mackenzie Drive $503/sqft$478k705-326 Major Mackenzie Drive $463/sqft$440k314-326 Major Mackenzie Drive $443/sqft$377k220-326 Major Mackenzie Drive $524/sqft$393k716-326 Major Mackenzie Drive $480/sqft$360k

Per square foot, these ask about $483/sqft; this home lists at $472/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
519kThis home478k440k377k393k360kThis home vs active comparables

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$563K
North Richvale
$643K
Observatory
$558K
Rural Richmond Hill
$589K
Langstaff
$560K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,365/mo
$121KIncome needed
4.3×Price ÷ income
$546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $2,365Property tax $155Condo fee $1,228Total carry $3,749

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 31, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,238per month

Mortgage amount $415,200 · 4.24% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$3,621Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,238
Property tax
$155
Condo / maintenance fees
$1,228
Heating
$0
Estimated monthly cost
$3,621

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Estimated closing costs
$6,855

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$2,716/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$256,317Total interest paid
$671,517Total of all payments
Principal $415,200 Interest $256,317
YearPrincipalInterestBalance
1$9,593$17,268$405,607
2$10,004$16,856$395,603
3$10,433$16,428$385,170
4$10,880$15,981$374,290
5$11,346$15,515$362,944
6$11,832$15,028$351,112
7$12,339$14,521$338,772
8$12,868$13,993$325,904
9$13,419$13,441$312,485
10$13,994$12,866$298,491
11$14,594$12,267$283,896
12$15,219$11,641$268,677
13$15,872$10,989$252,806
14$16,552$10,309$236,254
15$17,261$9,600$218,993
16$18,000$8,860$200,993
17$18,772$8,089$182,221
18$19,576$7,285$162,645
19$20,415$6,446$142,230
20$21,290$5,571$120,940
21$22,202$4,659$98,738
22$23,153$3,707$75,585
23$24,145$2,715$51,439
24$25,180$1,681$26,259
25$26,259$602$0

At the end of your 5-year term

Total paid over the term
$134,303
Principal paid down
$52,256
Interest paid
$82,047
Balance remaining
$362,944

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.9%
Gross yield
− Property tax $1,856− Condo fees $14,742− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,114

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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