5844 Aurora Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13729744

$2,000,000
For Sale
Listed 49 days agoNo offer date stated
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About this home

A Rare Opportunity to Build a Custom Dream Home on 9.89 acres Balancing Nature & Serenity with Quick Access to Major Routes (Hwy 404 & 48), GO Transit, Shopping, Dining, Schools & Recreation, Ballantrae Golf & Country Club, Ballantrae Community Centre and Nearby Musselman Lake. *Due diligence of Buyer or rep to verify uses **Do not walk property without authorization

Key facts

Property type
Other, Other
MLS®
N13729744
Lot
628.45 × 685.06 ft
Cross streets
Aurora Rd/ 9th Line
Sewer
None
Property tax
$5,037 / 2026
Days on market
49
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,115/mo
$361KIncome needed
5.5×Price ÷ income
$2,104Weekly cost
$36,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $9,115Property tax $420Total carry $9,535

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,847per month

Mortgage amount $1,600,000 · 4.49% over 25 years

$400,000Down payment (20.0%)
$1,600,000Loan before insurance
$0CMHC premium
$9,266Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,847
Property tax
$420
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,266

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,475
Estimated closing costs
$36,475

Plus your down payment of $400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,707/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,054,002Total interest paid
$2,654,002Total of all payments
Principal $1,600,000 Interest $1,054,002
YearPrincipalInterestBalance
1$35,705$70,455$1,564,295
2$37,326$68,834$1,526,968
3$39,021$67,139$1,487,947
4$40,793$65,367$1,447,155
5$42,645$63,515$1,404,510
6$44,581$61,579$1,359,928
7$46,605$59,555$1,313,323
8$48,721$57,439$1,264,601
9$50,934$55,226$1,213,668
10$53,246$52,914$1,160,422
11$55,664$50,496$1,104,758
12$58,191$47,969$1,046,567
13$60,833$45,327$985,733
14$63,595$42,565$922,138
15$66,483$39,677$855,655
16$69,501$36,659$786,154
17$72,657$33,503$713,497
18$75,956$30,204$637,541
19$79,405$26,755$558,136
20$83,010$23,150$475,126
21$86,779$19,381$388,347
22$90,719$15,441$297,628
23$94,838$11,322$202,790
24$99,144$7,016$103,646
25$103,646$2,514$0

At the end of your 5-year term

Total paid over the term
$530,800
Principal paid down
$195,490
Interest paid
$335,310
Balance remaining
$1,404,510

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $5,037− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $21,865

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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