74 Mack Clement Lane, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N13736714

$1,280,000
For Sale
Listed 47 days agoNo offer date stated
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3Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Well Maintained Lovely Home Located In Highly Desirable Westbrook community.
  • This home boasts 3 Spacious Bedrooms, Primary suite with double-sink vanity, glass shower, bathtub and heated tower rack.
  • The finished basement offers additional living space ideal for recreation or office use.
  • Close to Parks, Trails, Sports field, this is a rare opportunity to own a truly refined home in one of Richmond Hills most sought-after neighborhoods.

Well Maintained Lovely Home Located In Highly Desirable Westbrook community! This home boasts 3 Spacious Bedrooms, Primary suite with double-sink vanity, glass shower, bathtub and heated tower rack. SS.Appliances : JennAir Gas Stove & Dishwasher, Fotile Rangehood, Whirlpool fridge. Upgrade Countertop, Light fixtures, accessories, Hansgrohe faucets for all bathrooms & Shower set with rain head in Prim BR ensuite. Expanded Laundry area included Laundry sink & Cabinets . Owned High Efficiency Hot Water Tank (No Need to Pay Monthly Fee). Kinetico Water Softener and Drinking System. Uniquely Designed Display Glass Shelves installed above the Three Way Fireplace at the Living and Dining Room. Loaded with Upgrades. The finished basement offers additional living space ideal for recreation or office use. 2pcs washroom. DirectAccess From Garage. Zoned for top-ranking schools, including Richmond Hill High School and Trillium Woods Public School. Close to Parks, Trails, Sports field, this is a rare opportunity to own a truly refined home in one of Richmond Hills most sought-after neighborhoods. Move in and Enjoy!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13736714
Bedrooms
3
Bathrooms
4 (2 half)
Size
1500-2000 sq ft
Lot
18.05 × 82.14 ft
Cross streets
Yonge / Gamble
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,637 / 2026
Days on market
47
Listing brokerage
KW Living Realty

Rooms

Primary BedroomSecond5.03 × 3.56 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Dining RoomGround3.86 × 3.66 m

hardwood floor · 2 way fireplace

KitchenGround3.96 × 2.44 m

ceramic floor · centre island

Family RoomBasement5.18 × 3.76 m

breakfast area · 2 pc bath · w/o to garage

BreakfastGround3.35 × 2.74 m

ceramic floor · w/o to balcony

Bedroom 2Second2.74 × 2.49 m

Hardwood Floor

Bedroom 3Second3.05 × 2.59 m

Hardwood Floor

Living RoomGround3.83 × 3.05 m

hardwood floor · fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Westbrook · asking prices
$1.07Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $614/sqft; this home lists at $731/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.28MThis home1.27M1.05M999k980kThis home vs active comparables

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Jefferson
$999K
Rouge Woods
$1.00M
Rural Richmond Hill
$1.10M
Oak Ridges
$1.08M
Oak Ridges Lake Wilcox
$1.02M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,834/mo
$237KIncome needed
5.4×Price ÷ income
$1,346Weekly cost
$22,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,834Property tax $386Total carry $6,220

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,662per month

Mortgage amount $1,024,000 · 4.49% over 25 years

$256,000Down payment (20.0%)
$1,024,000Loan before insurance
$0CMHC premium
$6,048Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,662
Property tax
$386
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,048

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,075
Estimated closing costs
$22,075

Plus your down payment of $256,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,853/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$674,562Total interest paid
$1,698,562Total of all payments
Principal $1,024,000 Interest $674,562
YearPrincipalInterestBalance
1$22,851$45,091$1,001,149
2$23,889$44,054$977,260
3$24,974$42,969$952,286
4$26,107$41,835$926,179
5$27,293$40,650$898,886
6$28,532$39,410$870,354
7$29,827$38,115$840,527
8$31,182$36,761$809,345
9$32,598$35,345$776,747
10$34,078$33,865$742,670
11$35,625$32,318$707,045
12$37,242$30,700$669,803
13$38,933$29,009$630,869
14$40,701$27,241$590,168
15$42,549$25,393$547,619
16$44,481$23,462$503,138
17$46,501$21,442$456,638
18$48,612$19,331$408,026
19$50,819$17,123$357,207
20$53,126$14,816$304,081
21$55,539$12,404$248,542
22$58,060$9,882$190,482
23$60,696$7,246$129,785
24$63,452$4,490$66,333
25$66,333$1,609$0

At the end of your 5-year term

Total paid over the term
$339,712
Principal paid down
$125,114
Interest paid
$214,598
Balance remaining
$898,886

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $4,637− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,605

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

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