16 Fairview Avenue, Richmond Hill, ON

South Richvale, Richmond Hill · MLS® N13739198

$3,990,000
For Sale
Listed 18 days agoNo offer date stated
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6Bedrooms
9Bathrooms
3Garage · 9 parking
5,000Sq ft

About this home

In short

  • True Gem In The Most Sought-After Area Of Richmond Hill.
  • Luxury Finishes,Magnificently Sized Rooms,High Ceilings,Decorative Mouldings,Marble & Hardwood Flrs,And Large Windows.
  • Stone & Stucco Exterior With Circular Driveway For 6+ Cars, 3 Car Garage.

True Gem In The Most Sought-After Area Of Richmond Hill. Luxury Finishes,Magnificently Sized Rooms,High Ceilings,Decorative Mouldings,Marble & Hardwood Flrs,And Large Windows. Outstanding Millwork Throughout. Chef-Inspired Gourmet Kit. W/Bfast Area & W/O To Custom Deck. Stone & Stucco Exterior With Circular Driveway For 6+ Cars, 3 Car Garage.

Key facts

Property type
Detached, 2-Storey
MLS®
N13739198
Bedrooms
6
Bathrooms
9 (1 half)
Size
5,000 sq ft
Lot
85 × 145.4 ft
Cross streets
Yonge St / Highway 7
Parking
3 garage · 9 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$20,000 / 2026
Days on market
18
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 4Second0.00 × 0.00 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

BedroomMain0.00 × 0.00 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Bedroom 5Second0.00 × 0.00 m

hardwood floor · closet · window

Bedroom 3Second0.00 × 0.00 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Living RoomMain0.00 × 0.00 m

hardwood floor · large window · pot lights

Bedroom 2Second0.00 × 0.00 m

hardwood floor · w/w closet · 3 pc ensuite

Dining RoomMain0.00 × 0.00 m

hardwood floor · plaster ceiling · pot lights

BreakfastMain0.00 × 0.00 m

hardwood floor · w/o to deck · breakfast bar

Primary BedroomSecond0.00 × 0.00 m

hardwood floor · w/o to balcony · 6 pc ensuite

Family RoomMain0.00 × 0.00 m

hardwood floor · gas fireplace · open concept

KitchenMain0.00 × 0.00 m

marble floor · family size kitchen · pantry

OfficeMain0.00 × 0.00 m

hardwood floor · panelled · b/i shelves

Our TakeTeam Asgarian · Broker
No automatic estimate

This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in South Richvale (3,500 sq ft and up) have sold between $2.13M and $14.70M over the last two years (36 sales).

Considering this property? Request a written price read

The assigned public school is Charles Howitt PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in South Richvale · asking prices
$5.38Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.64M, which is where my estimate comes from.

Per square foot, these ask about $1,077/sqft; this home lists at $798/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.99MThis home5.50M5.50M4.59M5.45M5.89MThis home vs active comparables

Neighbourhood & location

South Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Langstaff
$2.14M
North Richvale
$1.24M
Harding
$2.23M
Bayview Hill
$2.96M
Mill Pond
$1.92M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles Howitt PS
74%
Charles Howitt PSPublic · Elementary · JK-8 · 1.0 km awayAround the GTA average · 74% meet the provincial standard
St. Theresa Of LisieuxEQAO results not published
Also nearby: 9 more schools within 2.5 km
Red Maple Public School · Public elementary1.5 km · 69% at standard
St John Paul II Catholic Elementary School · Catholic elementary1.5 km · 82% at standard
Baythorn Public School · Public elementary1.5 km · 82% at standard
St Anthony Catholic Elementary School · Catholic elementary1.8 km · 88% at standard
Roselawn Public School · Public elementary1.9 km · 74% at standard
Stornoway Crescent Public School · Public elementary2.1 km
Woodland Public School · Public elementary2.2 km · 96% at standard
Rosedale Heights Public School · Public elementary2.2 km · 72% at standard
Thornhill Woods Public School · Public elementary2.4 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$18,185/mo
$748KIncome needed
5.3×Price ÷ income
$4,197Weekly cost
$86,225Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $18,185Property tax $1,667Total carry $19,852

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,472per month

Mortgage amount $3,192,000 · 4.39% over 25 years

$798,000Down payment (20.0%)
$3,192,000Loan before insurance
$0CMHC premium
$19,139Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,472
Property tax
$1,667
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$19,139

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,225
Estimated closing costs
$86,225

Plus your down payment of $798,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$21,168/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,049,656Total interest paid
$5,241,656Total of all payments
Principal $3,192,000 Interest $2,049,656
YearPrincipalInterestBalance
1$72,231$137,435$3,119,769
2$75,437$134,229$3,044,332
3$78,785$130,881$2,965,547
4$82,281$127,385$2,883,266
5$85,933$123,733$2,797,333
6$89,747$119,919$2,707,586
7$93,730$115,936$2,613,856
8$97,890$111,776$2,515,965
9$102,235$107,432$2,413,731
10$106,772$102,894$2,306,959
11$111,511$98,155$2,195,448
12$116,460$93,206$2,078,988
13$121,629$88,038$1,957,360
14$127,027$82,640$1,830,333
15$132,664$77,002$1,697,669
16$138,552$71,114$1,559,117
17$144,701$64,965$1,414,415
18$151,123$58,543$1,263,292
19$157,831$51,836$1,105,461
20$164,835$44,831$940,626
21$172,151$37,515$768,475
22$179,791$29,875$588,683
23$187,771$21,895$400,913
24$196,105$13,562$204,808
25$204,808$4,858$0

At the end of your 5-year term

Total paid over the term
$1,048,331
Principal paid down
$394,667
Interest paid
$653,664
Balance remaining
$2,797,333

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in South Richvale$7,168/mo
$86,016Gross annual rent
1.4%Cap rate after taxes and upkeep
$5,947 to $8,069Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in South Richvale signed at a median of $6,265 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,168. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.2%
Gross yield
− Property tax $20,000− Insurance $1,400− Vacancy & upkeep $9,462Net operating income $55,154

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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