56 Winchester Lane, Richmond Hill, ON

South Richvale, Richmond Hill · MLS® N13751732

$4,588,000
For Sale
Listed 12 days agoNo offer date stated
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6+1Bedrooms
8Bathrooms
3Garage · 13 parking
5,000Sq ft

About this home

In short

  • An Exceptional Custom-Built Estate Offering Unrivaled Scale, Prime Land & Timeless Architecture In The Heart Of Prestigious South Richvale, Richmond Hill's Most...
  • Situated On A Premier 72 x 151 Ft South-Facing Lot, This Grand Residence Offers Over 8,000 Sq Ft Of Total Living Space With Solid Architectural Bones & Unmatched...
  • 10-Ft Ceilings Throughout.
  • Formal Dining Rm, Family Rm Overlooking Pool, Fully Appointed Home Office With Built-In Bookcases - All With Rich Hardwood Floors. | UPPER LEVEL: 9-Ft Ceilings...
  • Second Kitchen For In-Law Or Nanny Suite Potential. | RESORT-STYLE BACKYARD: Large Inground Pool With Poolside Cabana | Hot Tub | Outdoor Bar | Interlocked Patio &...

An Exceptional Custom-Built Estate Offering Unrivaled Scale, Prime Land & Timeless Architecture In The Heart Of Prestigious South Richvale, Richmond Hill's Most Coveted Luxury Enclave! Situated On A Premier 72 x 151 Ft South-Facing Lot, This Grand Residence Offers Over 8,000 Sq Ft Of Total Living Space With Solid Architectural Bones & Unmatched Dimensions - A Rare Canvas For Buyers To Personalize Finishes & Build Substantial Equity. | KEY HIGHLIGHTS: 6+1 Bedrooms | 8 Bathrooms | 3-Car Built-In Garage | Circular Driveway (13 Total Parking) | 1+1 Kitchens | Finished Walk-Out Basement With Apartment| South-Facing Resort-Style Backyard | MAIN LEVEL: Grand Limestone-Floored Foyer Opens To A Soaring Cathedral Living Room With Wrought-Iron Staircase. 10-Ft Ceilings Throughout. Chef's Kitchen With Granite Counters, Premium Cabinetry & Breakfast Area Walk-Out To Deck. Formal Dining Rm, Family Rm Overlooking Pool, Fully Appointed Home Office With Built-In Bookcases - All With Rich Hardwood Floors. | UPPER LEVEL: 9-Ft Ceilings Throughout. Sumptuous Primary Suite With Sitting Room, His-And-Hers Walk-In Closets & Private Terrace Overlooking The Backyard. Each Additional Bedroom Features Ensuite Bath & Ample Closet Space. | LOWER LEVEL: Finished Walk-Out With Recreation Room, Media Area & Fitness Zone. Second Kitchen For In-Law Or Nanny Suite Potential. | RESORT-STYLE BACKYARD: Large Inground Pool With Poolside Cabana | Hot Tub | Outdoor Bar | Interlocked Patio & Manicured Gardens | South Exposure For All-Day Sun! | PREMIUM INCLUSIONS: Sub-Zero Fridge | Viking 8-Burner Stove | Miele Oven, Dishwasher & Warmer | Sauna | EV Charger | Sprinkler System | Water Purifier & Treatment | Air Exchanger. | THE OPPORTUNITY: A Rare Chance To Acquire Grand Architectural Volume, A Massive South-Facing Lot & A Premium South Richvale Address At An Exceptional Value. | LOCATION: Steps To Top-Ranked Schools, Parks & Transit, Minutes To Yonge St, Hwy 404/407 & Golf Clubs.

Key facts

Property type
Detached, 2-Storey
MLS®
N13751732
Bedrooms
6+1 (7 total)
Bathrooms
8 (2 half)
Size
5,000 sq ft
Lot
72.72 × 151.74 ft
Cross streets
Yonge / Hwy 7
Parking
3 garage · 13 parking (built-in)
Driveway
Circular Drive
Basement
Finished with Walk-Out, Apartment, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$22,545 / 2026
Days on market
12
Listing brokerage
BAY STREET GROUP INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in South Richvale (3,500 sq ft and up) have sold between $2.13M and $14.70M over the last two years (36 sales).

Considering this property? Request a written price read

The assigned public school is Charles Howitt PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

South Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$1.24M
Langstaff
$2.14M
Harding
$2.23M
Mill Pond
$1.92M
Bayview Hill
$2.96M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles Howitt PS
74%
Charles Howitt PSPublic · Elementary · JK-8 · 0.8 km awayAround the GTA average · 74% meet the provincial standard
St. Theresa Of LisieuxEQAO results not published
Also nearby: 10 more schools within 2.5 km
Roselawn Public School · Public elementary1.5 km · 74% at standard
Red Maple Public School · Public elementary1.7 km · 69% at standard
St John Paul II Catholic Elementary School · Catholic elementary1.7 km · 82% at standard
Thornhill Woods Public School · Public elementary2.0 km · 81% at standard
Baythorn Public School · Public elementary2.1 km · 82% at standard
Ross Doan Public School · Public elementary2.3 km · 80% at standard
Rosedale Heights Public School · Public elementary2.3 km · 72% at standard
St Anthony Catholic Elementary School · Catholic elementary2.4 km · 88% at standard
Bakersfield Public School · Public elementary2.4 km · 77% at standard
Carrville Mills Public School · Public elementary2.4 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$20,911/mo
$858KIncome needed
5.3×Price ÷ income
$4,826Weekly cost
$101,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $20,911Property tax $1,879Total carry $22,789

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$20,091per month

Mortgage amount $3,670,400 · 4.39% over 25 years

$917,600Down payment (20.0%)
$3,670,400Loan before insurance
$0CMHC premium
$21,970Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$20,091
Property tax
$1,879
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$21,970

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$101,175
Estimated closing costs
$101,175

Plus your down payment of $917,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$24,341/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,356,847Total interest paid
$6,027,247Total of all payments
Principal $3,670,400 Interest $2,356,847
YearPrincipalInterestBalance
1$83,057$158,033$3,587,343
2$86,743$154,347$3,500,601
3$90,593$150,497$3,410,008
4$94,613$146,477$3,315,395
5$98,812$142,277$3,216,582
6$103,198$137,892$3,113,384
7$107,778$133,312$3,005,606
8$112,561$128,529$2,893,045
9$117,557$123,533$2,775,488
10$122,774$118,315$2,652,713
11$128,223$112,866$2,524,490
12$133,914$107,176$2,390,576
13$139,858$101,232$2,250,718
14$146,065$95,025$2,104,654
15$152,547$88,543$1,952,106
16$159,318$81,772$1,792,789
17$166,388$74,701$1,626,400
18$173,773$67,317$1,452,627
19$181,485$59,605$1,271,142
20$189,540$51,550$1,081,602
21$197,952$43,138$883,650
22$206,738$34,352$676,912
23$215,913$25,177$460,999
24$225,496$15,594$235,504
25$235,504$5,586$0

At the end of your 5-year term

Total paid over the term
$1,205,449
Principal paid down
$453,818
Interest paid
$751,632
Balance remaining
$3,216,582

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in South Richvale$8,355/mo
$100,260Gross annual rent
1.4%Cap rate after taxes and upkeep
$7,353 to $14,526Typical rent range
~25 daysTo find a tenant, on average

The suite is real income here: basements rent in South Richvale (18 of 72 recent detached leases were basement units, around $2,050 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,050 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in South Richvale signed at a median of $7,869 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,355. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.2%
Gross yield
− Property tax $22,545− Insurance $1,400− Vacancy & upkeep $11,029Net operating income $65,286

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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