5448 Main Street, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13740434
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About this home
In short
- Welcome To 5448 Main St - A Rare Live/Work Opportunity In The Desirable Baker Hill Community By Norstar.
- 10-Ft Ceilings, A Full 3-Piece Bathroom And Separate Street-Level Entrance From Main St.
- 9-Ft Ceilings, Smooth Ceilings, Laminate Flooring, Bright Open-Concept Living/Dining Areas And Walk-Out To A Private Balcony.
- The Upper Level Offers 3 Bedrooms, Including A Primary Suite With Walk-In Closet And Private Ensuite.
- Conveniently Located Along Main St, Close To Shops, Restaurants, Schools, Parks And Transit, With Future Redevelopment Proposed In The Surrounding Area.
Welcome To 5448 Main St - A Rare Live/Work Opportunity In The Desirable Baker Hill Community By Norstar! Built In 2024, This Modern End-Unit Townhome Offers Approx. 1,762 Sq. Ft. Across 3 Levels, Featuring 3+1 Bedrooms, 4 Washrooms, An Attached Garage, Driveway Parking And Low Monthly POTL Fees.The Highlight Is The Ground-Level Flex Space With Approx. 10-Ft Ceilings, A Full 3-Piece Bathroom And Separate Street-Level Entrance From Main St. With A Commercial Storefront Permit , This Versatile Space Offers Exciting Potential For A Professional Office, Boutique, Studio, Home-Based Business Or Rental Income Opportunity, Subject To Applicable Approvals And Regulations. Ideal For Entrepreneurs, Young Families And Buyers Seeking A Live/Work Lifestyle!The Main Living Level Features Approx. 9-Ft Ceilings, Smooth Ceilings, Laminate Flooring, Bright Open-Concept Living/Dining Areas And Walk-Out To A Private Balcony. The Modern Kitchen Boasts Quartz Countertops, Centre Island, Stainless Steel Appliances, Undermount Sink, Contemporary Cabinetry And A New Bosch Dishwasher (2026).The Upper Level Offers 3 Bedrooms, Including A Primary Suite With Walk-In Closet And Private Ensuite. Additional Features Include Smooth Ceilings Throughout, Tankless Hot Water Heater, Garage Door Opener And Modern Exterior Finishes.The Complex Offers Two Visitor Parking Areas. Conveniently Located Along Main St, Close To Shops, Restaurants, Schools, Parks And Transit, With Future Redevelopment Proposed In The Surrounding Area.A Unique Opportunity To Live Upstairs And Work Downstairs, With The Flexibility To Explore Business Or Income-Generating Uses. Don't Miss It!
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- N13740434
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 19.52 × 66.6 ft
- Cross streets
- Main St /E. Baker Hill Blvd
- Parking
- 1 garage · 2 parking (attached)
- Driveway
- Private
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,814 / 2026
- Days on market
- 35
- Listing brokerage
- ANJIA REALTY
Rooms
3 pc ensuite · laminate · window floor to ceiling
broadloom · large window · closet
4 pc ensuite · broadloom · walk-in closet(s)
2 pc ensuite · laminate · combined w/dining
broadloom · closet · large window
closet · broadloom · large window
laminate · combined w/living · window
centre island · stainless steel appl · w/o to balcony
tile floor · access to garage · window floor to ceiling
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $678,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,751
- Property tax
- $485
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,235
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,435
- Estimated closing costs
- $13,435
Plus your down payment of $169,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,059
- Principal paid down
- $82,888
- Interest paid
- $142,171
- Balance remaining
- $595,512
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.