812-292 Verdale Crossing, Markham, ON

Unionville, Markham · MLS® N13740960

$649,900
For Sale
Listed 46 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to Gallery Square Condos in the heart of Downtown Markham.
  • This bright and beautifully appointed Fitzgerald model offers 2 bedrooms, 2 bathrooms, 1 parking space, and 1 locker.
  • The well-designed open-concept layout features 9-ft ceilings, laminate flooring throughout, and a modern kitchen complete with stainless steel appliances, granite...
  • Enjoy the convenience of 24-hour concierge service and transit right at your doorstep.
  • Minutes to York University, Highways 404 & 407, GO Transit, the YMCA, and an abundance of everyday amenities.

Welcome to Gallery Square Condos in the heart of Downtown Markham! This bright and beautifully appointed Fitzgerald model offers 2 bedrooms, 2 bathrooms, 1 parking space, and 1 locker. The well-designed open-concept layout features 9-ft ceilings, laminate flooring throughout, and a modern kitchen complete with stainless steel appliances, granite countertops, and ample prep space. Enjoy the convenience of 24-hour concierge service and transit right at your doorstep. Ideally located just steps from the Markham Civic Centre, grocery stores, restaurants, shops, and top-ranking Unionville schools. Minutes to York University, Highways 404 & 407, GO Transit, the YMCA, and an abundance of everyday amenities. An excellent opportunity to own in one of Downtown Markham's most convenient and sought-after communities. Some photos have been virtually staged.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13740960
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Warden/ Highway 407
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Maintenance
$573/mo
Exposure
East
Property tax
$2,892 / 2026
Days on market
46
Listing brokerage
RE/MAX NOBLECORP REAL ESTATE

Rooms

Primary BedroomFlat3.29 × 2.78 m

walk-in closet(s) · 4 pc bath · window

Living RoomFlat4.60 × 5.00 m

w/o to balcony · laminate · combined w/dining

Bedroom 2Flat2.74 × 3.08 m

laminate · closet · sliding doors

KitchenFlat0.00 × 0.00 m

b/i appliances · backsplash · laminate

Dining RoomFlat0.00 × 0.00 m

laminate · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Commerce Valley
$541K
Cathedraltown
$530K
Aileen-Willowbrook
$674K
Wismer
$438K
Royal Orchard
$1.64M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,962/mo
$135KIncome needed
4.8×Price ÷ income
$684Weekly cost
$9,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,962Property tax $241Condo fee $573Total carry $3,776

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $519,920 · 4.49% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,689Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$241
Condo / maintenance fees
$573
Heating
$0
Estimated monthly cost
$3,689

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Estimated closing costs
$9,473

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,479/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,498Total interest paid
$862,418Total of all payments
Principal $519,920 Interest $342,498
YearPrincipalInterestBalance
1$11,602$22,894$508,318
2$12,129$22,368$496,188
3$12,680$21,817$483,508
4$13,256$21,241$470,253
5$13,857$20,639$456,395
6$14,487$20,010$441,909
7$15,144$19,352$426,764
8$15,832$18,665$410,932
9$16,551$17,946$394,381
10$17,302$17,194$377,079
11$18,088$16,409$358,991
12$18,909$15,588$340,082
13$19,768$14,729$320,314
14$20,665$13,831$299,649
15$21,604$12,893$278,045
16$22,584$11,912$255,461
17$23,610$10,887$231,851
18$24,682$9,815$207,169
19$25,803$8,694$181,366
20$26,974$7,523$154,392
21$28,199$6,298$126,193
22$29,479$5,018$96,714
23$30,818$3,679$65,897
24$32,217$2,280$33,680
25$33,680$817$0

At the end of your 5-year term

Total paid over the term
$172,484
Principal paid down
$63,525
Interest paid
$108,959
Balance remaining
$456,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $2,892− Condo fees $6,872− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,269

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX NOBLECORP REAL ESTATE. MLS®/PropTx.

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