144 Church Street, King, ON
Schomberg, King · MLS® N13743066
About this home
In short
- Bring Your Ideas And Turn This Classic Bungalow Into Your Dream Home..
- It Needs Work but has Many Options....Renovate Existing home Or Build your new dream home.
- Some Newer Windows, Eat-In Kitchen, Hardwood Flooring, 4 piece bathroom, Gas Furnace, 200 Amp Panel, Walk out to back yard.
- Property being sold 'as is, where is' with no representations or warranties.
Calling All Contractors! Bring Your Ideas And Turn This Classic Bungalow Into Your Dream Home.. It Needs Work but has Many Options....Renovate Existing home Or Build your new dream home. Lots Of Potential, Located On A Charming Street In Downtown Schomberg, Walking Distance To Everything, Schools, Shopping, Parks & Restaurants. Large 60' x 135' lot. Private Lot With Mature Trees, No Neighbors Behind. Some Newer Windows, Eat-In Kitchen, Hardwood Flooring, 4 piece bathroom, Gas Furnace, 200 Amp Panel, Walk out to back yard. Separate single car garage. Property connected to town water and sewers. Property being sold 'as is, where is' with no representations or warranties.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13743066
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 59.94 × 134.28 ft
- Cross streets
- Main St & Church St
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,454 / 2026
- Days on market
- 18
- Listing brokerage
- COLDWELL BANKER RONAN REALTY
Rooms
window · closet
hardwood floor · recessed lighting · window
window · closet
linoleum · window
w/o to yard · linoleum
Listed at $799,000, about 16% above our estimate of $687K (homes like it typically land between $644K and $720K).
Why $687K. The typical detached home sold in Schomberg over the past year went for about $1.24M (16 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,454 a year; the typical home sold here pays about $5,500.
- ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it2 bedrooms and 1 baths, against 3+2 and 3 typically.
- ▼ Lowers it slightlyThe listing presents it as a home to renovate or rebuild.
Total price vs nearby homes. Fair value about $687K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $888/sqft against an area asking average of $957/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $797K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Schomberg PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($888/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Schomberg, so I widened the search to the surrounding area.
Based on 9 comparable homes that sold in Schomberg over the past two years, from 28 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $687K, which is where my estimate comes from.
Per square foot, these ask about $716/sqft; this home lists at $888/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Schomberg, King, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). King.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,499
- Property tax
- $371
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,870
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $209,929
- Principal paid down
- $79,032
- Interest paid
- $130,897
- Balance remaining
- $560,168
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Schomberg signed at a median of $2,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,178. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER RONAN REALTY. MLS®/PropTx.