312-2506 Rutherford Road, Vaughan, ON

Maple, Vaughan · MLS® N13744374

$689,000
For Sale
Listed 45 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

Opportunity Knocks! Welcome To Popular Community "Villa Giardino" This Split Plan 2 Bedroom Suite Has Been Meticulously Maintained By The Present Owner. Upgraded Kitchen Features Quartz Countertops, Upgraded Cupboards, Features Lots Of Storage Thruout, Walk Out From Living Room To Oversized West Facing Balcony. Custom Blinds Thruout, Just "Move In" & Join The Popular Community. Convenience Store, Pharmacy, Hair Salon, Card Room & Much More. Espresso Bar! "Owner Owned " Large Cantina " & Locker! Oversized Parking Space! Shuttle Bus For Shopping & Other Social Events.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13744374
Bedrooms
2
Bathrooms
2 (1 half)
Size
900-999 sq ft
Cross streets
Keele/ Rutherford
Parking
1 garage (underground)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Poured
Maintenance
$839/mo
Exposure
West
Property tax
$3,238 / 2026
Days on market
45
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

KitchenFlat5.18 × 4.87 m

renovated · combined w/dining · family size kitchen

BedroomFlat3.80 × 2.40 m

large closet · parquet

Primary BedroomFlat3.80 × 3.20 m

walk-in closet(s) · parquet · 3 pc ensuite

Living RoomFlat4.11 × 3.80 m

w/o to balcony · parquet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Maple, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Vellore Village
$524K
Concord
$563K
Vaughan Corporate Centre
$493K
Beverley Glen
$572K
Brownridge
$557K

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,140/mo
$147KIncome needed
4.7×Price ÷ income
$725Weekly cost
$10,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,140Property tax $270Condo fee $839Total carry $4,249

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,048per month

Mortgage amount $551,200 · 4.49% over 25 years

$137,800Down payment (20.0%)
$551,200Loan before insurance
$0CMHC premium
$4,157Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,048
Property tax
$270
Condo / maintenance fees
$839
Heating
$0
Estimated monthly cost
$4,157

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,255
Estimated closing costs
$10,255

Plus your down payment of $137,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,689/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$363,104Total interest paid
$914,304Total of all payments
Principal $551,200 Interest $363,104
YearPrincipalInterestBalance
1$12,300$24,272$538,900
2$12,859$23,713$526,041
3$13,443$23,129$512,598
4$14,053$22,519$498,545
5$14,691$21,881$483,854
6$15,358$21,214$468,495
7$16,056$20,517$452,440
8$16,785$19,788$435,655
9$17,547$19,026$418,109
10$18,343$18,229$399,765
11$19,176$17,396$380,589
12$20,047$16,525$360,542
13$20,957$15,615$339,585
14$21,909$14,664$317,677
15$22,903$13,669$294,773
16$23,943$12,629$270,830
17$25,030$11,542$245,800
18$26,167$10,405$219,633
19$27,355$9,217$192,278
20$28,597$7,975$163,681
21$29,895$6,677$133,786
22$31,253$5,319$102,533
23$32,672$3,900$69,861
24$34,155$2,417$35,706
25$35,706$866$0

At the end of your 5-year term

Total paid over the term
$182,861
Principal paid down
$67,346
Interest paid
$115,514
Balance remaining
$483,854

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $3,238− Condo fees $10,062− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,673

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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