108 Holland Vista Street, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13749406

$1,500,000
For Sale
Listed 44 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Well-kept detached home in the desirable Holland Landing area, conveniently located close to Yonge Street.
  • The second floor features beautiful hardwood flooring.

Well-kept detached home in the desirable Holland Landing area, conveniently located close to Yonge Street! The second floor features beautiful hardwood flooring. Enjoy easy access to the GO Station, major supermarkets including Costco, Real Canadian Superstore, and Walmart, as well as Upper Canada Mall, parks, restaurants, and Cineplex. A convenient location with everything you need nearby!

Key facts

Property type
Detached, 2-Storey
MLS®
N13749406
Bedrooms
4
Bathrooms
4
Size
3000-3500 sq ft
Lot
12.2 × 38.89 ft
Cross streets
Holland Landing And Younge
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,863 / 2026
Days on market
44
Listing brokerage
REALTY INVESTMENT INC.

Rooms

Family RoomMain4.26 × 4.91 m

Fireplace

Living RoomMain6.17 × 3.07 m

combined w/dining · window · hardwood floor

Bedroom 3Second3.75 × 3.35 m

4 pc bath · closet · window

Bedroom 2Second3.75 × 3.35 m

4 pc bath · closet · window

KitchenMain4.88 × 3.07 m

combined w/br · ceramic floor · w/o to yard

Bedroom 4Second4.63 × 3.57 m

closet · 4 pc ensuite · window

BreakfastMain4.88 × 3.05 m

combined w/kitchen · ceramic floor · w/o to yard

Primary BedroomSecond5.36 × 5.22 m

5 pc bath · walk-in closet(s)

Dining RoomMain6.17 × 3.07 m

combined w/living · window · hardwood floor

OfficeMain5.52 × 3.96 m

Window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,837/mo
$282KIncome needed
5.3×Price ÷ income
$1,578Weekly cost
$26,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,837Property tax $572Total carry $7,408

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,635per month

Mortgage amount $1,200,000 · 4.49% over 25 years

$300,000Down payment (20.0%)
$1,200,000Loan before insurance
$0CMHC premium
$7,207Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,635
Property tax
$572
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,207

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,031/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$790,502Total interest paid
$1,990,502Total of all payments
Principal $1,200,000 Interest $790,502
YearPrincipalInterestBalance
1$26,779$52,841$1,173,221
2$27,995$51,625$1,145,226
3$29,266$50,354$1,115,961
4$30,595$49,025$1,085,366
5$31,984$47,636$1,053,382
6$33,436$46,184$1,019,946
7$34,954$44,666$984,992
8$36,541$43,079$948,451
9$38,200$41,420$910,251
10$39,935$39,685$870,316
11$41,748$37,872$828,568
12$43,643$35,977$784,925
13$45,625$33,995$739,300
14$47,697$31,924$691,603
15$49,862$29,758$641,741
16$52,126$27,494$589,615
17$54,493$25,127$535,122
18$56,967$22,653$478,155
19$59,554$20,067$418,602
20$62,257$17,363$356,344
21$65,084$14,536$291,260
22$68,039$11,581$223,221
23$71,129$8,491$152,092
24$74,358$5,262$77,734
25$77,734$1,886$0

At the end of your 5-year term

Total paid over the term
$398,100
Principal paid down
$146,618
Interest paid
$251,483
Balance remaining
$1,053,382

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $6,863− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $59,021

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY INVESTMENT INC.. MLS®/PropTx.

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