980 Millard Street, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13750494
About this home
In short
- Welcome to 980 Millard St, a bright and spacious 3+1 bedroom, end-unit townhouse offering approximately 1,751 sq. ft. of living space complete with a double garage...
- The soaring 13-ft front ceiling and oversized windows fill the open-concept main floor with abundant natural light.
- Features include hardwood floors throughout, renovated bathrooms, quartz countertops, and a spacious updated kitchen with gas stove and granite backsplash.
- The versatile above-grade room provides excellent flexibility as a home office, recreation room, or 4th bedroom.Enjoy outdoor living on the large wood deck perfect...
- Ideally located close to parks, trails, shopping, restaurants, community center, gym, and Stouffville GO Station.
Welcome to 980 Millard St, a bright and spacious 3+1 bedroom, end-unit townhouse offering approximately 1,751 sq. ft. of living space complete with a double garage and direct garage access. The soaring 13-ft front ceiling and oversized windows fill the open-concept main floor with abundant natural light. Features include hardwood floors throughout, renovated bathrooms, quartz countertops, and a spacious updated kitchen with gas stove and granite backsplash. The versatile above-grade room provides excellent flexibility as a home office, recreation room, or 4th bedroom**.Enjoy outdoor living on the large wood deck perfect for relaxing or entertaining. Recent updates include a 2023 heat pump/AC system and a 2021 water softener. The furnace is owned and equipped with a humidifier, while the hot water tank is a rental at $28.96/month. Ideally located close to parks, trails, shopping, restaurants, community center, gym, and Stouffville GO Station. Move-in ready and offering exceptional space, flexibility, and convenience in a sought-after location
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- N13750494
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 17.78 × 76.41 ft
- Cross streets
- Main St/Hwy 48
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,721 / 2026
- Days on market
- 43
- Listing brokerage
- BAY STREET INTEGRITY REALTY INC.
Rooms
Hardwood Floor
open concept · hardwood floor
large closet · hardwood floor
w/o to patio · pot lights
3 pc ensuite · walk-in closet(s) · hardwood floor
large window · vinyl floor
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $743,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,113
- Property tax
- $393
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,507
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,073
- Estimated closing costs
- $15,073
Plus your down payment of $185,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $246,796
- Principal paid down
- $90,893
- Interest paid
- $155,902
- Balance remaining
- $653,027
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.