207-543 Timothy Street, Newmarket, ON
Central Newmarket, Newmarket · MLS® N13751834
About this home
In short
- Welcome to Timothy Street Lofts, where industrial character meets everyday comfort.
- This 699 square foot unit features soaring ceilings, exposed beams and ductwork, and an open-concept layout that gives the space an airy, lofty-like feel.
Welcome to Timothy Street Lofts, where industrial character meets everyday comfort. This one-bedroom, one-bathroom loft is a standout in the building - offering two parking spots, a rare find for a one-bedroom, along with western exposure that fills the space with afternoon light and sunset views. This 699 square foot unit features soaring ceilings, exposed beams and ductwork, and an open-concept layout that gives the space an airy, lofty-like feel. The kitchen offers granite counters & stainless steel appliances, flowing into a bright living and dining area perfect for both relaxing and entertaining. Steps to Main Street Newmarket's shops and restaurants, the Tom Taylor Trail and Fairy Lake, with easy access to the GO train and hospital. Everything downtown Newmarket has to offer is right outside your door. Maintenance fees include, water, sewage, heat, hydro, cable and internet.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13751834
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Prospect/Timothy
- Parking
- 1 garage · 2 parking (underground)
- Basement
- None
- Heating
- Radiant
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Maintenance
- $1,223/mo
- Exposure
- West
- Property tax
- $2,748 / 2025
- Days on market
- 41
- Listing brokerage
- ROYAL LEPAGE RCR REALTY
Rooms
broadloom · closet organizers
stainless steel appl · breakfast bar · beamed ceilings
laminate · large window · beamed ceilings
broadloom · large window · walk-in closet(s)
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $742/sqft; this home lists at $908/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Central Newmarket, Newmarket, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $472,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,610
- Property tax
- $229
- Condo / maintenance fees
- $1,223
- Heating
- $0
- Estimated monthly cost
- $4,062
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,275
- Estimated closing costs
- $8,275
Plus your down payment of $118,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $156,586
- Principal paid down
- $57,670
- Interest paid
- $98,916
- Balance remaining
- $414,330
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.