639 Irwin Crescent, Newmarket, ON

Huron Heights-Leslie Valley, Newmarket · MLS® N13754020

$849,999
For Sale
Listed 41 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 639 Irwin Crescent, a solid brick raised bungalow on a quiet crescent in Newmarket's Huron Heights community.
  • Offering 1,277 square feet above grade plus a finished lower level with a separate entrance, this home delivers the flexibility today's buyers are searching for.
  • The main floor opens to a bright living room with a large picture window flowing into an open concept dining room with a walk-out to the deck.
  • All three bedrooms are on the main level, including a spacious primary with a walk-in closet and two-piece ensuite, served by a full four-piece main bath.
  • Outside, a fully fenced and landscaped yard offers privacy on a 40 x 115 foot lot, with a deck off the dining room for summer entertaining.

Welcome to 639 Irwin Crescent, a solid brick raised bungalow on a quiet crescent in Newmarket's Huron Heights community. Offering 1,277 square feet above grade plus a finished lower level with a separate entrance, this home delivers the flexibility today's buyers are searching for. The main floor opens to a bright living room with a large picture window flowing into an open concept dining room with a walk-out to the deck. The eat-in kitchen overlooks the dining area with generous cabinetry and counter space. All three bedrooms are on the main level, including a spacious primary with a walk-in closet and two-piece ensuite, served by a full four-piece main bath. Steps down to the basement leads to a kitchenette, an open-concept recreation room with wainscoting, a den, and a three-piece bathroom. Excellent potential for multi-generational living or extended family. Outside, a fully fenced and landscaped yard offers privacy on a 40 x 115 foot lot, with a deck off the dining room for summer entertaining. A built-in double garage plus private double driveway parks six vehicles in total. Roof replaced in 2021, with central air and forced air gas heating throughout. You are minutes from Southlake Regional Health Centre on Davis Drive, one of York Region's leading hospitals and one of Newmarket's largest employers, an exceptional fit for healthcare professionals and anyone who values being close to care. Davis Drive puts the VIVA Blue rapidway and its dedicated transit lanes within easy reach, along with YRT routes and Newmarket GO Station on the Barrie line for a straightforward commute to Toronto. Highway 404 sits a short drive east, with Upper Canada Mall, Riverwalk Commons, historic Main Street, schools, and parks all close at hand.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13754020
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
40.03 × 115.07 ft
Cross streets
Davis Drive & Patterson Street
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,904 / 2025
Days on market
41
Listing brokerage
EXP REALTY

Rooms

RecreationBasement5.68 × 3.27 m

laminate · wainscoting · open concept

DenBasement2.34 × 2.09 m

Broadloom

Bedroom 3Main3.84 × 3.10 m

parquet · window · closet

Primary BedroomMain4.43 × 3.84 m

parquet · 2 pc ensuite · walk-in closet(s)

Bedroom 2Main3.38 × 3.28 m

parquet · window · closet

Dining RoomMain3.06 × 2.57 m

parquet · w/o to deck · overlooks living

Living RoomMain5.03 × 3.38 m

parquet · large window · overlooks dining

KitchenBasement4.34 × 2.63 m

laminate · large window · open concept

KitchenMain5.37 × 2.36 m

ceramic floor · eat-in kitchen · overlooks dining

Our TakeTeam Asgarian · Broker
A small discount is typical
$822Klikely sale price

Listed at $849,999. Going by how homes in Huron Heights-Leslie Valley and the wider GTA have actually closed against their asking prices (about 97%, 13 local closings in 90 days), the likely sale price is near $822K, if it sells. A realistic range is $771K to $927K.

Independent value check: $859K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $805K and $901K).

Why $859K. The typical detached home sold in Huron Heights-Leslie Valley over the past year went for about $939K (71 sales). What sets this one apart:

  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $4,904 a year; the typical home sold here pays about $5,200.
List price
$771KBelow recent closings$927KAbove recent closings

Total price vs nearby homes. Likely closing about $822K, from 13 recent closings in this pocket.

The market behind the math:

13sold nearby · 90 days
$900Kmedian sold price
96%of asking, on average
−8%prices vs a year ago
~29 dayshomes like this take to sell
41days on market so far
$3,031/moest. rent · 33 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.5 months of inventory: 15 detached homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $654/sqft against an area asking average of $729/sqft.

  • Separate-entrance basement apartment features. A finished basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Huron Heights-Leslie Valley: 18 of the 119 detached leases here lately were basement units, around $1,625 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Newmarket.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $800K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Huron Heights-Leslie Valley, so I widened the search to the surrounding area.

Based on 13 comparable homes that sold in Huron Heights-Leslie Valley over the past two years, from 117 closings there.

What sellers nearby are askingCurrently listed nearby in Huron Heights-Leslie Valley · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $812/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
850kThis home888k1.19M1.09MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Newmarket: $1.04M in September 2026, up 1% from a year ago, on 532 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Newmarket as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M46
November 2025$1.05M34
December 2025$1.10M29
January 2026$1.03M27
February 2026$1.08M31
March 2026$1.10M41
April 2026$1.08M51
May 2026$1.16M66
June 2026$1.13M60
July 2026$1.06M54
August 2026$1.09M55
September 2026$1.04M38

Neighbourhood & location

Huron Heights-Leslie Valley, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bristol-London
$1.00M
Gorham-College Manor
$1.04M
Central Newmarket
$1.04M
Stonehaven-Wyndham
$1.47M
Woodland Hill
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,874/mo
$164KIncome needed
5.2×Price ÷ income
$894Weekly cost
$13,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,874Property tax $409Total carry $4,283

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,760per month

Mortgage amount $679,999 · 4.49% over 25 years

$170,000Down payment (20.0%)
$679,999Loan before insurance
$0CMHC premium
$4,168Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,760
Property tax
$409
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,168

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Estimated closing costs
$13,475

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,950Total interest paid
$1,127,950Total of all payments
Principal $679,999 Interest $447,950
YearPrincipalInterestBalance
1$15,175$29,943$664,825
2$15,864$29,254$648,961
3$16,584$28,534$632,377
4$17,337$27,781$615,040
5$18,124$26,994$596,916
6$18,947$26,171$577,969
7$19,807$25,311$558,162
8$20,707$24,411$537,455
9$21,647$23,471$515,808
10$22,630$22,488$493,179
11$23,657$21,461$469,521
12$24,731$20,387$444,790
13$25,854$19,264$418,936
14$27,028$18,090$391,908
15$28,255$16,863$363,653
16$29,538$15,580$334,115
17$30,879$14,239$303,236
18$32,281$12,837$270,954
19$33,747$11,371$237,207
20$35,279$9,839$201,928
21$36,881$8,237$165,047
22$38,556$6,562$126,492
23$40,306$4,812$86,186
24$42,136$2,982$44,049
25$44,049$1,069$0

At the end of your 5-year term

Total paid over the term
$225,590
Principal paid down
$83,083
Interest paid
$142,507
Balance remaining
$596,916

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Huron Heights-Leslie Valley$3,031/mo
$36,372Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,844 to $3,385Typical rent range
~39 daysTo find a tenant, on average

The suite is real income here: basements rent in Huron Heights-Leslie Valley (18 of 119 recent detached leases were basement units, around $1,625 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,625 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Huron Heights-Leslie Valley signed at a median of $2,945 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,031. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $4,904− Insurance $1,400− Vacancy & upkeep $4,001Net operating income $26,067

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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