54 Saddlecreek Drive, Markham, ON

Commerce Valley, Markham · MLS® N13757850

$1,399,000
For Sale
Listed 41 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
2Garage · 4 parking
2000-2249Sq ft

About this home

In short

  • Stylish, spacious, and ideally located - welcome to 54 Saddlecreek Dr in the heart of vibrant Commerce Valley.
  • The soaring 9 ft ceilings, rich hardwood floors, and oversized windows fill the space with natural light.
  • The open-concept kitchen boasts granite counters, stainless steel appliances, and ample storage for effortless entertaining.
  • The third floor offers three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and private ensuite - ideal for rest and relaxation.
  • The main floor family room or finished basement can easily serve as an ensuite bedroom - ideal for guests or in-law accommodation.

Stylish, spacious, and ideally located - welcome to 54 Saddlecreek Dr in the heart of vibrant Commerce Valley! This beautifully upgraded 3+1 bedroom, 5-washroom home features a rare layout with exceptional functionality, perfect for modern families and multi-generational living. The soaring 9 ft ceilings, rich hardwood floors, and oversized windows fill the space with natural light. The open-concept kitchen boasts granite counters, stainless steel appliances, and ample storage for effortless entertaining. The third floor offers three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and private ensuite - ideal for rest and relaxation. The main floor family room or finished basement can easily serve as an ensuite bedroom - ideal for guests or in-law accommodation. Conveniently located near Hwy 404/407, GO Transit, top schools, parks, shops, and restaurants. This is the one you've been waiting for - just move in and enjoy! Low maintenance includes snow removal, lawn mowing, roof & window maintenance.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
N13757850
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
2000-2249 sq ft
Cross streets
Highway 7/Saddlecreek Dr
Parking
2 garage · 4 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$349/mo
Exposure
East
Property tax
$6,366 / 2025
Days on market
41
Listing brokerage
HOMELIFE GOLCONDA REALTY INC.

Rooms

Primary BedroomThird3.80 × 3.80 m

east view · hardwood floor · 3 pc ensuite

Living RoomSecond6.16 × 5.70 m

combined w/dining · hardwood floor · pot lights

Bedroom 2Third3.88 × 2.89 m

walk-in closet(s) · hardwood floor · west view

Bedroom 3Third3.00 × 2.70 m

closet · hardwood floor · west view

Family RoomGround4.86 × 4.71 m

east view · hardwood floor · crown moulding

KitchenSecond5.70 × 3.95 m

pantry · w/o to terrace · centre island

RecreationBasement5.71 × 4.72 m

3 pc bath · laundry sink · hardwood floor

Dining RoomSecond6.16 × 5.70 m

combined w/living · hardwood floor · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Commerce Valley · asking prices
$1.60Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $695/sqft; this home lists at $659/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.45M1.44M1.90MThis home vs active comparables

Neighbourhood & location

Commerce Valley, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Aileen-Willowbrook
$627K
Royal Orchard
$909K
Bayview Fairway-Bayview Country Club Estates
$699K
German Mills
$890K
Unionville
$893K

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$269KIncome needed
5.2×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,376Property tax $530Condo fee $349Total carry $7,256

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$7,068Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$531
Condo / maintenance fees
$349
Heating
$0
Estimated monthly cost
$7,068

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,800/mo
$81,600Gross annual rent
4.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $6,366− Condo fees $4,194− Insurance $600− Vacancy & upkeep $8,976Net operating income $61,465

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.

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