33 Valleyford Avenue, Richmond Hill, ON
Observatory, Richmond Hill · MLS® N13767732
About this home
In short
- Custom-built executive home on a quiet, tree-lined street in the heart of Observatory, Richmond Hill.
- The main level features 9-ft ceilings, a gas fireplace in the family room, hardwood flooring and a bright eat-in kitchen with walkout to the deck.
- The primary bedroom offers a 6-piece ensuite and walk-in closet.
- Finished basement with large recreation room, 4-piece bath, den and separate entrance through the 3-car garage.
- Minutes to Bayview Ave, top-rated schools, transit and shopping.
Custom-built executive home on a quiet, tree-lined street in the heart of Observatory, Richmond Hill. This 4-bedroom, 4-bathroom home spans approximately 2,725 sq ft above grade on a 54.3 x 112.24 ft lot with a rare triple-car garage. The main level features 9-ft ceilings, a gas fireplace in the family room, hardwood flooring and a bright eat-in kitchen with walkout to the deck. The primary bedroom offers a 6-piece ensuite and walk-in closet. Bedrooms 2 and 3 share a semi-ensuite and bedroom 3 has a walkout to the balcony. The fourth bedroom has its own 4-piece ensuite. Finished basement with large recreation room, 4-piece bath, den and separate entrance through the 3-car garage. Minutes to Bayview Ave, top-rated schools, transit and shopping.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13767732
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 54.3 × 112.24 ft
- Cross streets
- Bayview/Weldrick
- Parking
- 3 garage · 9 parking (attached)
- Driveway
- Private
- Basement
- Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,417 / 2025
- Days on market
- 39
- Listing brokerage
- EXP REALTY
Rooms
ceramic floor · eat-in kitchen · w/o to deck
hardwood floor · walk-in closet(s) · 6 pc ensuite
laminate · 4 pc bath · large window
hardwood floor · semi ensuite · large closet
ceramic floor · combined w/living · open concept
Laminate
hardwood floor · gas fireplace · french doors
ceramic floor · combined w/dining · large window
hardwood floor · semi ensuite · w/o to balcony
ceramic floor · mirrored closet · 2 pc bath
ceramic floor · mirrored closet · 2 pc bath
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $613/sqft; this home lists at $687/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Observatory, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,512,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,360
- Property tax
- $701
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,062
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,275
- Estimated closing costs
- $34,275
Plus your down payment of $378,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $501,606
- Principal paid down
- $184,738
- Interest paid
- $316,868
- Balance remaining
- $1,327,262
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.