609-21 Upper Duke Crescent, Markham, ON

Unionville, Markham · MLS® N13770170

$768,000
For Sale
Listed 39 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Your search has just ended at this rarely offered 2 bedroom 2 washroom unit. located in the heart of Downtown Markham, split bedroom design, open concept kitchen with...
  • 9 ft ceiling with upgraded hardwood flooring.
  • Easy access to Highway 7/Warden and 407.
  • 24 hours security, gym, party room, visitor parking, guest suites, media room.

Your search has just ended at this rarely offered 2 bedroom 2 washroom unit. located in the heart of Downtown Markham, split bedroom design, open concept kitchen with huge island provides extra work space. 9 ft ceiling with upgraded hardwood flooring. Property is conveniently located to all amenities, shopping, grocery, theatre, eateries and more. Only a short distance to York University Markham Campus. Go Train Unionville Station is just minutes away and VIVA/YRT bus stop in front of the building. Easy access to Highway 7/Warden and 407. 24 hours security, gym, party room, visitor parking, guest suites, media room.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13770170
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Warden / Highway 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$750/mo
Exposure
South
Property tax
$2,904 / 2026
Days on market
39
Listing brokerage
HARVEST REALTY LTD.

Rooms

KitchenGround3.42 × 2.67 m

hardwood floor · granite counters · backsplash

Dining RoomGround5.79 × 3.55 m

hardwood floor · combined w/living

Living RoomGround5.74 × 3.55 m

hardwood floor · combined w/dining · w/o to balcony

Primary BedroomGround3.25 × 3.00 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 2Ground3.40 × 3.00 m

hardwood floor · mirrored closet · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Commerce Valley
$541K
Cathedraltown
$530K
Aileen-Willowbrook
$674K
Royal Orchard
$1.76M
Wismer
$438K

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,500/mo
$158KIncome needed
4.9×Price ÷ income
$808Weekly cost
$11,835Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,500Property tax $242Condo fee $750Total carry $4,492

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,397per month

Mortgage amount $614,400 · 4.49% over 25 years

$153,600Down payment (20.0%)
$614,400Loan before insurance
$0CMHC premium
$4,389Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,397
Property tax
$242
Condo / maintenance fees
$750
Heating
$0
Estimated monthly cost
$4,389

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,835
Estimated closing costs
$11,835

Plus your down payment of $153,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,112/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$404,737Total interest paid
$1,019,137Total of all payments
Principal $614,400 Interest $404,737
YearPrincipalInterestBalance
1$13,711$27,055$600,689
2$14,333$26,432$586,356
3$14,984$25,781$571,372
4$15,664$25,101$555,707
5$16,376$24,390$539,332
6$17,119$23,646$522,212
7$17,896$22,869$504,316
8$18,709$22,056$485,607
9$19,559$21,207$466,048
10$20,447$20,319$445,602
11$21,375$19,391$424,227
12$22,345$18,420$401,882
13$23,360$17,405$378,522
14$24,421$16,345$354,101
15$25,529$15,236$328,572
16$26,689$14,077$301,883
17$27,900$12,865$273,983
18$29,167$11,598$244,816
19$30,491$10,274$214,324
20$31,876$8,890$182,448
21$33,323$7,442$149,125
22$34,836$5,929$114,289
23$36,418$4,348$77,871
24$38,071$2,694$39,800
25$39,800$966$0

At the end of your 5-year term

Total paid over the term
$203,827
Principal paid down
$75,068
Interest paid
$128,759
Balance remaining
$539,332

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $2,904− Condo fees $8,996− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,074

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEST REALTY LTD.. MLS®/PropTx.

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