49 Shore Crescent, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13776124

$1,324,900
For Sale
Listed 9 days agoNo offer date stated
3+1Bedrooms
4Bathrooms
2Garage · 11 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this stunning custom-built stone bungalow, nestled in a highly sought-after neighbourhood of estate homes.
  • Set on an impressive 115 x 196 ft. lot, the property is surrounded by mature trees and features a private, two-level interlock deck-perfect for entertaining family...
  • Built with durable steel construction, this exceptional home offers approximately 2525 Sq.
  • The thoughtfully designed interior showcases hardwood flooring, heated ceramic tile, and soaring 10-ft. ceilings in the Great Room and Primary Bedroom.
  • Conveniently located just 15 minutes from Highway 404, approximately one hour from Toronto, and only a short walk to scenic trails and beautiful Lake Simcoe, this...

Welcome to this stunning custom-built stone bungalow, nestled in a highly sought-after neighbourhood of estate homes. Set on an impressive 115 x 196 ft. lot, the property is surrounded by mature trees and features a private, two-level interlock deck-perfect for entertaining family and friends. Built with durable steel construction, this exceptional home offers approximately 2525 Sq. Ft. on each level. The thoughtfully designed interior showcases hardwood flooring, heated ceramic tile, and soaring 10-ft. ceilings in the Great Room and Primary Bedroom. The spacious kitchen is complete with stainless steel appliances, granite countertops, a stylish backsplash, and flows seamlessly into the inviting living area with a cozy gas fireplace. Large windows throughout flood the home with natural light, creating a bright and welcoming atmosphere. The fully finished lower level includes an in-law suite, providing flexibility for extended family or guests. Conveniently located just 15 minutes from Highway 404, approximately one hour from Toronto, and only a short walk to scenic trails and beautiful Lake Simcoe, this home offers the perfect balance of luxury, comfort, and lifestyle. Perhaps 49 Shore Crescent is the home you've been waiting for.

Key facts

Property type
Detached, Bungalow
MLS®
N13776124
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
115.49 × 196.05 ft
Cross streets
Metro Rd./Huntley Dr.
Parking
2 garage · 11 parking (attached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete, Steel Frame
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,235 / 2026
Days on market
9
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Bedroom 4Lower3.54 × 3.26 m

broadloom · closet · window

OtherLower4.43 × 3.40 m

broadloom · walk-in closet(s)

Family RoomLower3.91 × 2.84 m

broadloom · wall sconce lighting

Exercise RoomLower3.52 × 3.43 m

vinyl floor · pot lights

Great RoomMain6.88 × 4.93 m

coffered ceiling(s) · hardwood floor · gas fireplace

Bedroom 3Main3.63 × 3.31 m

broadloom · closet · window

KitchenLower5.56 × 4.95 m

quartz counter · b/i dishwasher · breakfast area

OfficeMain4.22 × 3.82 m

hardwood floor · french doors · large window

Primary BedroomMain5.53 × 3.94 m

coffered ceiling(s) · walk-in closet(s) · 5 pc ensuite

KitchenMain3.97 × 3.73 m

ceramic floor · granite counters · backsplash

LaundryMain2.47 × 1.65 m

ceramic floor · laundry sink · window

BreakfastMain3.97 × 2.93 m

ceramic floor · heated floor · w/o to deck

Dining RoomMain4.92 × 3.65 m

formal rm · hardwood floor · crown moulding

Bedroom 2Main3.75 × 3.38 m

broadloom · closet · window

FoyerMain4.36 × 3.94 m

cathedral ceiling(s) · ceramic floor · heated floor

Game RoomLower5.88 × 5.26 m

laminate · window

Living RoomLower6.81 × 4.15 m

broadloom · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.28Mlikely sale price

Listed at $1,324,900. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 97%, 18 local closings in 90 days), the likely sale price is near $1.28M, if it sells. A realistic range is $1.20M to $1.44M.

Independent value check: $1.36M. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $1.27M and $1.42M).

Why $1.36M. The typical detached home sold in Historic Lakeshore Communities over the past year went for about $780K (60 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $8,235 a year; the typical home sold here pays about $4,800.
  • ▲ Raises it3+1 bedrooms and 4 baths, against 3+1 and 2 typically.
  • ▲ Raises itIts lot is 115 by 196 ft; the typical lot sold here is 50 by 150.
List price
$1.20MBelow recent closings$1.44MAbove recent closings

Total price vs nearby homes. Likely closing about $1.28M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$873Kmedian sold price
94%of asking, on average
+4%prices vs a year ago
~35 dayshomes like this take to sell
9days on market so far
$3,632/moest. rent · 11 leases
3.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 17 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $482/sqft against an area asking average of $602/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.18M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Historic Lakeshore Communities, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 134 closings there.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.69Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $706/sqft; this home lists at $482/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.32MThis home1.30M1000k2.30M2.15MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$776K
Keswick North
$995K
Virginia
$609K
Keswick South
$827K
Baldwin
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 7.3 km awayBelow the GTA average · 35% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$6,038/mo
$256KIncome needed
5.2×Price ÷ income
$1,393Weekly cost
$22,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,038Property tax $686Total carry $6,725

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,802per month

Mortgage amount $1,059,920 · 4.39% over 25 years

$264,980Down payment (20.0%)
$1,059,920Loan before insurance
$0CMHC premium
$6,488Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,802
Property tax
$686
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,488

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,973
Estimated closing costs
$22,973

Plus your down payment of $264,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,029/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$680,599Total interest paid
$1,740,519Total of all payments
Principal $1,059,920 Interest $680,599
YearPrincipalInterestBalance
1$23,985$45,636$1,035,935
2$25,049$44,572$1,010,886
3$26,161$43,460$984,725
4$27,322$42,299$957,403
5$28,535$41,086$928,869
6$29,801$39,820$899,068
7$31,124$38,497$867,944
8$32,505$37,116$835,439
9$33,948$35,673$801,492
10$35,454$34,167$766,037
11$37,028$32,593$729,010
12$38,671$30,950$690,339
13$40,387$29,233$649,951
14$42,180$27,441$607,771
15$44,052$25,569$563,720
16$46,007$23,614$517,713
17$48,049$21,572$469,664
18$50,181$19,439$419,483
19$52,408$17,212$367,074
20$54,734$14,886$312,340
21$57,164$12,457$255,176
22$59,701$9,920$195,475
23$62,350$7,270$133,125
24$65,118$4,503$68,008
25$68,008$1,613$0

At the end of your 5-year term

Total paid over the term
$348,104
Principal paid down
$131,051
Interest paid
$217,052
Balance remaining
$928,869

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Historic Lakeshore Communities$3,632/mo
$43,584Gross annual rent
2.2%Cap rate after taxes and upkeep
$3,342 to $4,729Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Historic Lakeshore Communities signed at a median of $2,487 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,632. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $8,235− Insurance $1,400− Vacancy & upkeep $4,794Net operating income $29,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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