205 Sunset Crescent, Innisfil, ON

Stroud, Innisfil · MLS® N13777562

$829,000
For Sale
Listed 7 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Inside, the bright and spacious open-concept layout is filled with natural light, with large windows throughout, including beautiful bay windows in both the kitchen...
  • Upstairs, you'll find 3 bedrooms and 2 bathrooms, with hardwood floors throughout.
  • A clever laundry chute connects the upper level directly to the functional laundry room in the finished basement.
  • The basement offers additional living space with a bright, open-concept recreation area, pot lights, new laminate flooring and an oversized cantina/storage room.
  • Located in the heart of Stroud, you're close to parks, trails, Lake Simcoe, Alcona's amenities, Barrie and Highway 400, making it easy to enjoy the best of both...

Welcome to Stroud - a quiet, charming community in Innisfil where properties have character and space. Tucked away from the busier pace of town, this unique 2-storey detached home offers 2,278 sq. ft. of finished living space and a setting that feels refreshingly different from the typical subdivision. Inside, the bright and spacious open-concept layout is filled with natural light, with large windows throughout, including beautiful bay windows in both the kitchen and living room and an oversized window overlooking the staircase. The main floor features plenty of storage, pot lights and a functional kitchen with breakfast bar, separate wet bar with mini fridge and convenient side entrance to the backyard. The dining room opens directly onto the expansive deck, creating an ideal flow for entertaining and enjoying the outdoors. Upstairs, you'll find 3 bedrooms and 2 bathrooms, with hardwood floors throughout. A clever laundry chute connects the upper level directly to the functional laundry room in the finished basement. The basement offers additional living space with a bright, open-concept recreation area, pot lights, new laminate flooring and an oversized cantina/storage room. The spacious backyard offers an abundance of mature green space, an extra-large deck, hot tub and two sheds The recently landscaped exterior and inviting front porch add to the home's distinctive curb appeal. Additional features include a heated double-car garage with direct access to the home, a brand-new sump pump with battery backup and recent updates throughout, including fresh paint and an updated basement. Located in the heart of Stroud, you're close to parks, trails, Lake Simcoe, Alcona's amenities, Barrie and Highway 400, making it easy to enjoy the best of both worlds - peaceful small-town living with everyday conveniences and major routes just minutes away. A home with charm, space and personality - and a setting that's anything but cookie cutter.

Key facts

Property type
Detached, 2-Storey
MLS®
N13777562
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
75.02 × 125.03 ft
Cross streets
Yonge St & Victoria St
Parking
2 garage · 6 parking (attached)
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$4,009 / 2025
Days on market
7
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Bedroom 3Second3.24 × 2.30 m

hardwood floor · large window · closet

Living RoomMain3.29 × 8.01 m

pot lights · bay window · laminate

FoyerMain1.94 × 1.75 m

walk-in closet(s) · window floor to ceiling

Primary BedroomSecond5.58 × 3.26 m

his and hers closets · large window · 3 pc ensuite

LaundryBasement3.32 × 2.40 m
BreakfastMain3.38 × 2.30 m

open concept · b/i shelves · walk-out

Cold Room/CantinaBasement7.43 × 3.42 m
KitchenMain3.38 × 4.43 m

bay window · bar sink · breakfast bar

BathroomSecond2.40 × 1.55 m

4 pc bath · large window · glass doors

RecreationBasement6.57 × 8.01 m

pot lights · laminate · large window

Powder RoomMain1.34 × 1.48 m

2 Pc Bath

BathroomSecond1.95 × 2.78 m

3 pc ensuite · tile floor · large window

Bedroom 2Second2.40 × 3.48 m

hardwood floor · large window · closet

Our TakeTeam Asgarian · Broker
A discount is typical here
$789Klikely closing

Listed at $829,000 with no offer date. Homes here have been closing close to ask, so my read is $789K, typically $769K to $809K. Comparable closings on their own put this home around $886K, which supports the ask, so this is a firm read.

List price
$769KBelow recent closings$829KAbove recent closings

Total price vs nearby homes. Likely closing about $789K, from 64 recent closings in this pocket.

The market behind the math:

64sold nearby · 90 days
$805Kmedian sold price
94%of asking, on average
~25 dayshomes like this take to sell
7days on market so far
$2,963/moest. rent · 33 leases
4.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 12 detached homes for sale in the area against 64 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $474/sqft against an area asking average of $582/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 64 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $579K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 64 comparable homes that sold in Rural Innisfil over the past year, from 233 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$845kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $483/sqft; this home lists at $474/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
829kThis home950k850k735kThis home vs active comparables

Neighbourhood & location

Stroud, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stroud
$826K
Alcona
$856K
Lefroy
$1.06M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,778/mo
$158KIncome needed
5.2×Price ÷ income
$872Weekly cost
$13,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,778Property tax $334Total carry $4,112

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,630per month

Mortgage amount $663,200 · 4.39% over 25 years

$165,800Down payment (20.0%)
$663,200Loan before insurance
$0CMHC premium
$3,964Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,630
Property tax
$334
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,964

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,055
Estimated closing costs
$13,055

Plus your down payment of $165,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,398/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$425,856Total interest paid
$1,089,056Total of all payments
Principal $663,200 Interest $425,856
YearPrincipalInterestBalance
1$15,007$28,555$648,193
2$15,673$27,889$632,519
3$16,369$27,193$616,150
4$17,096$26,467$599,055
5$17,854$25,708$581,200
6$18,647$24,916$562,554
7$19,474$24,088$543,079
8$20,339$23,224$522,741
9$21,241$22,321$501,499
10$22,184$21,378$479,315
11$23,169$20,394$456,147
12$24,197$19,365$431,950
13$25,271$18,292$406,679
14$26,392$17,170$380,287
15$27,564$15,999$352,724
16$28,787$14,775$323,937
17$30,065$13,498$293,872
18$31,399$12,163$262,473
19$32,792$10,770$229,681
20$34,248$9,314$195,433
21$35,768$7,795$159,666
22$37,355$6,207$122,310
23$39,013$4,549$83,297
24$40,745$2,818$42,553
25$42,553$1,009$0

At the end of your 5-year term

Total paid over the term
$217,811
Principal paid down
$82,000
Interest paid
$135,811
Balance remaining
$581,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Rural Innisfil$2,963/mo
$35,556Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,694 to $3,254Typical rent range
~22 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Rural Innisfil signed at a median of $3,007 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,963. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $4,009− Insurance $1,400− Vacancy & upkeep $3,911Net operating income $26,236

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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