2720 Ireton Street, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13802072

$735,000
For Sale
Listed 2 days agoNo offer date stated
3Bedrooms
2Bathrooms
4Parking
1500-2000Sq ft

About this home

Top 5 Reasons You Will Love This Home: 1) Situated on a rare 50'x311' deep lot, delivering an exceptional outdoor space and exciting possibilities for future expansion, additional outdoor structures, or creating your dream backyard retreat 2) Whether living here year-round or creating a family cottage, enjoy the lifestyle that comes with being lakeside and just a short walk to beautiful Leonard's Beach in Innisfil, perfect for swimming, water activities, relaxing walks, and enjoying everything lakeside living has to offer 3) Main level featuring an inviting open-concept layout with soaring cathedral ceilings, creating a spacious and airy feel filled with natural light, while the upper level overlook adds character and architectural charm throughout home 4) With three bedrooms, including a main level bedroom, the home delivers a versatile layout ideal for families, guests, or anyone looking for convenient main level living space 5) Appreciate a peaceful setting with no neighbours on one side and mature trees behind, while a 3-sided wraparound deck is perfect for entertaining, and a large garden shed with hydro is ideal for storage, workshop, or hobby space. 1,580 fin.sq.ft. *Please note some images have been virtually staged to show the potential of the home.

Key facts

Property type
Detached, 2-Storey
MLS®
N13802072
Bedrooms
3
Bathrooms
2 (1 half)
Size
1500-2000 sq ft
Lot
50 × 311.33 ft
Cross streets
10th Line/Ireton St
Parking
4 parking
Driveway
Private Double
Basement
Unfinished, Crawl Space
Heating
Forced Air
A/C
None
Exterior
Wood
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,545 / 2025
Days on market
2
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

Living RoomMain7.82 × 4.08 m

hardwood floor · large window · w/o to deck

Primary BedroomUpper4.24 × 2.90 m

large closet · ceiling fan(s) · large window

Dining RoomMain3.59 × 3.26 m

hardwood floor · cathedral ceiling(s) · large window

BedroomMain4.05 × 3.18 m

double closet · ceiling fan(s) · large window

KitchenMain3.45 × 3.31 m

hardwood floor · stainless steel appl · double sink

BedroomUpper3.92 × 3.23 m

closet · window

LaundryMain2.11 × 1.81 m

vinyl floor · laundry sink · window

Our TakeTeam Asgarian · Broker
A discount is typical here
$700Klikely closing

Listed at $735,000 with no offer date. Homes here have been closing close to ask, so my read is $700K, typically $682K to $717K. Comparable closings on their own put this home around $763K, which supports the ask, so this is a firm read.

List price
$682KBelow recent closings$735KAbove recent closings

Total price vs nearby homes. Likely closing about $700K, from 64 recent closings in this pocket.

The market behind the math:

64sold nearby · 90 days
$805Kmedian sold price
94%of asking, on average
~25 dayshomes like this take to sell
2days on market so far
$2,863/moest. rent · 33 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.5 months of inventory: 11 detached homes for sale in the area against 64 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $420/sqft against an area asking average of $606/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 64 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $512K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 64 comparable homes that sold in Rural Innisfil over the past year, from 233 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$876kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $501/sqft; this home lists at $420/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
735kThis home850k829k950kThis home vs active comparables

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alcona
$856K
Stroud
$827K
Lefroy
$1.06M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,350/mo
$140KIncome needed
5.2×Price ÷ income
$773Weekly cost
$11,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,350Property tax $295Total carry $3,645

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,219per month

Mortgage amount $588,000 · 4.39% over 25 years

$147,000Down payment (20.0%)
$588,000Loan before insurance
$0CMHC premium
$3,514Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,219
Property tax
$295
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,514

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,175
Estimated closing costs
$11,175

Plus your down payment of $147,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,899/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$377,568Total interest paid
$965,568Total of all payments
Principal $588,000 Interest $377,568
YearPrincipalInterestBalance
1$13,306$25,317$574,694
2$13,896$24,726$560,798
3$14,513$24,110$546,285
4$15,157$23,466$531,128
5$15,830$22,793$515,298
6$16,532$22,090$498,766
7$17,266$21,357$481,500
8$18,032$20,590$463,467
9$18,833$19,790$444,635
10$19,669$18,954$424,966
11$20,541$18,081$404,425
12$21,453$17,170$382,972
13$22,405$16,217$360,566
14$23,400$15,223$337,167
15$24,438$14,185$312,728
16$25,523$13,100$287,206
17$26,656$11,967$260,550
18$27,839$10,784$232,712
19$29,074$9,549$203,638
20$30,364$8,258$173,273
21$31,712$6,911$141,561
22$33,119$5,503$108,442
23$34,589$4,033$73,852
24$36,125$2,498$37,728
25$37,728$895$0

At the end of your 5-year term

Total paid over the term
$193,114
Principal paid down
$72,702
Interest paid
$120,412
Balance remaining
$515,298

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Rural Innisfil$2,863/mo
$34,356Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,594 to $3,154Typical rent range
~22 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Rural Innisfil signed at a median of $2,989 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,863. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $3,545− Insurance $1,400− Vacancy & upkeep $3,779Net operating income $25,632

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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