9 Summeridge Drive, Vaughan, ON

Patterson, Vaughan · MLS® N13782558

$1,658,000
For Sale
Listed 35 days agoNo offer date stated
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4+3Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome To Stunning 4-Bedroom Home In Desirable Thornhill Woods.
  • This Beautiful South-Facing Home Features Soaring 18-Ft Cathedral Ceilings, A Crystal Chandelier, And An Abundance Of Natural Light Throughout.
  • Separate Entrance To A Spacious 3-Bedroom Apartment.
  • The Main Level Offers Elegant Marble Flooring, Hardwood In The Family Room, and California Shutters.
  • Recent Updates Include Newer Backyard Interlocking And Deck, Renovated Bathroom, Furnace (2022), And Tankless Water Heater (2022).

Welcome To Stunning 4-Bedroom Home In Desirable Thornhill Woods. This Beautiful South-Facing Home Features Soaring 18-Ft Cathedral Ceilings, A Crystal Chandelier, And An Abundance Of Natural Light Throughout. Separate Entrance To A Spacious 3-Bedroom Apartment. The Main Level Offers Elegant Marble Flooring, Hardwood In The Family Room, and California Shutters. Recent Updates Include Newer Backyard Interlocking And Deck, Renovated Bathroom, Furnace (2022), And Tankless Water Heater (2022). Prestigious Thornhill Woods Public and Stephen Lewis SS School Zone.

Key facts

Property type
Detached, 2-Storey
MLS®
N13782558
Bedrooms
4+3 (7 total)
Bathrooms
5 (2 half)
Size
2500-3000 sq ft
Lot
45.16 × 103.83 ft
Cross streets
Bathurst/Hwy 7
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,473 / 2025
Days on market
35
Listing brokerage
CENTERPOINT REALTY INC.

Rooms

BreakfastMain4.59 × 3.01 m

marble floor · crown moulding · w/o to yard

Bedroom 4Second4.29 × 3.38 m

broadloom · closet

BedroomLower4.11 × 3.87 m

Broadloom

Primary BedroomSecond6.58 × 3.99 m

broadloom · 5 pc ensuite · walk-in closet(s)

Family RoomMain3.90 × 3.11 m

hardwood floor · cathedral ceiling(s) · crown moulding

BedroomLower4.08 × 4.08 m

Broadloom

Bedroom 3Second3.68 × 3.07 m

broadloom · closet

Dining RoomMain6.89 × 4.99 m

marble floor · pot lights · crown moulding

Living RoomMain6.89 × 3.11 m

marble floor · pot lights · crown moulding

KitchenMain3.68 × 3.99 m

marble floor · granite counters · breakfast bar

KitchenLower4.57 × 2.44 m

laminate · breakfast area

Bedroom 2Second4.27 × 3.68 m

broadloom · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$7,557/mo
$310KIncome needed
5.3×Price ÷ income
$1,744Weekly cost
$29,635Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,557Property tax $623Total carry $8,179

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,334per month

Mortgage amount $1,326,400 · 4.49% over 25 years

$331,600Down payment (20.0%)
$1,326,400Loan before insurance
$0CMHC premium
$7,957Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,334
Property tax
$623
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,957

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,635
Estimated closing costs
$29,635

Plus your down payment of $331,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,877/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$873,768Total interest paid
$2,200,168Total of all payments
Principal $1,326,400 Interest $873,768
YearPrincipalInterestBalance
1$29,600$58,407$1,296,800
2$30,944$57,063$1,265,857
3$32,349$55,658$1,233,508
4$33,817$54,189$1,199,691
5$35,353$52,654$1,164,338
6$36,958$51,049$1,127,381
7$38,636$49,371$1,088,745
8$40,390$47,617$1,048,355
9$42,224$45,783$1,006,131
10$44,141$43,866$961,989
11$46,145$41,861$915,844
12$48,240$39,766$867,604
13$50,431$37,576$817,173
14$52,721$35,286$764,452
15$55,114$32,892$709,338
16$57,617$30,390$651,721
17$60,233$27,774$591,489
18$62,968$25,039$528,521
19$65,826$22,180$462,695
20$68,815$19,191$393,879
21$71,940$16,067$321,940
22$75,206$12,801$246,734
23$78,621$9,386$168,113
24$82,190$5,816$85,922
25$85,922$2,084$0

At the end of your 5-year term

Total paid over the term
$440,034
Principal paid down
$162,062
Interest paid
$277,972
Balance remaining
$1,164,338

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $7,473− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,197

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTERPOINT REALTY INC.. MLS®/PropTx.

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