904 Maplewood Drive, Innisfil, ON

Alcona, Innisfil · MLS® N13784990

$449,000
For Sale
Listed 5 days agoNo offer date stated
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3Bedrooms
1Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • An Exceptional Opportunity Near The Lake.
  • Priced To Attract Attention, This Property Offers Comfortable Single-Level Living With An Open-Concept Kitchen And Living Area, Creating A Warm And Functional Space...
  • Located Within A Short Walk Of The Water And Close To Beaches, Parks, Shopping, Restaurants And Everyday Amenities.

An Exceptional Opportunity Near The Lake! Welcome To 904 Maplewood Drive, A Charming Three-Bedroom Detached Bungalow Situated On An Impressive 50 X 160 Ft Lot In The Heart Of Alcona. Priced To Attract Attention, This Property Offers Comfortable Single-Level Living With An Open-Concept Kitchen And Living Area, Creating A Warm And Functional Space For Everyday Living And Entertaining. The Generous Backyard Provides Plenty Of Room For Gardening, Outdoor Gatherings And Relaxing In The Four-Season Hot Tub. A Detached One-Car Garage/Workshop, Private Driveway And Parking For Up To Five Vehicles Add Exceptional Convenience. Additional Features Include A Gas Fireplace, Supplemental Baseboard Heating, Municipal Water And Sanitary Sewer Services. Located Within A Short Walk Of The Water And Close To Beaches, Parks, Shopping, Restaurants And Everyday Amenities. An Excellent Opportunity For End Users, First-Time Buyers, Downsizers, Investors Or Anyone Looking For A Deep Lot With Exciting Future Potential. Don't Miss This Outstanding Opportunity To Own A Detached Home In One Of Innisfil's Desirable Lakeside Communities!

Key facts

Property type
Detached, Bungalow
MLS®
N13784990
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
50 × 160 ft
Cross streets
St John's Rd & Innisfil Beach Rd
Parking
1 garage · 5 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Baseboard
A/C
None
Exterior
Aluminum Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,907 / 2025
Days on market
5
Listing brokerage
CENTURY 21 ATRIA REALTY INC.
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$548Kautomated estimate, from recent sales

Listed at $449,000, which is about 18% below what comparable homes suggest.

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far below their automated estimate sold at about 100% of the original ask, in a median 19 days (715 sales).

List price
$449KBelow recent closings$574KAbove recent closings

Total price vs nearby homes. Fair value about $548K, learned from recent GTA sales.

The market behind the math:

53sold nearby · 90 days
$735Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~24 dayshomes like this take to sell
5days on market so far
$2,321/moest. rent · 38 leases
6.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.3 months of inventory: 5 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $499/sqft against an area asking average of $1,077/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 111 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $530K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 111 comparable homes that sold in Alcona over the past two years, from 450 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$826kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $548K, which is where my estimate comes from.

Per square foot, these ask about $918/sqft; this home lists at $499/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
449kThis home598k599k848k1.26MThis home vs active comparables

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Lefroy
$1.06M
Stroud
$827K
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,046/mo
$90KIncome needed
5.0×Price ÷ income
$472Weekly cost
$5,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,046Property tax $242Total carry $2,289

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,966per month

Mortgage amount $359,200 · 4.39% over 25 years

$89,800Down payment (20.0%)
$359,200Loan before insurance
$0CMHC premium
$2,208Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,966
Property tax
$242
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,208

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,455
Estimated closing costs
$5,455

Plus your down payment of $89,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$230,650Total interest paid
$589,850Total of all payments
Principal $359,200 Interest $230,650
YearPrincipalInterestBalance
1$8,128$15,466$351,072
2$8,489$15,105$342,583
3$8,866$14,728$333,717
4$9,259$14,335$324,458
5$9,670$13,924$314,788
6$10,099$13,495$304,688
7$10,548$13,046$294,141
8$11,016$12,578$283,125
9$11,505$12,089$271,620
10$12,015$11,579$259,605
11$12,548$11,046$247,057
12$13,105$10,489$233,951
13$13,687$9,907$220,264
14$14,294$9,300$205,970
15$14,929$8,665$191,041
16$15,591$8,003$175,449
17$16,283$7,311$159,166
18$17,006$6,588$142,160
19$17,761$5,833$124,399
20$18,549$5,045$105,850
21$19,372$4,222$86,477
22$20,232$3,362$66,245
23$21,130$2,464$45,115
24$22,068$1,526$23,047
25$23,047$547$0

At the end of your 5-year term

Total paid over the term
$117,970
Principal paid down
$44,412
Interest paid
$73,558
Balance remaining
$314,788

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 38 whole-home leases in Alcona$2,321/mo
$27,852Gross annual rent
4.6%Cap rate after taxes and upkeep
$1,974 to $2,555Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 38 whole-home leases in Alcona signed at a median of $2,667 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,321. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.2%
Gross yield
− Property tax $2,907− Insurance $1,400− Vacancy & upkeep $3,064Net operating income $20,481

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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