2096 Thompson Street, Innisfil, ON
Alcona, Innisfil · MLS® N13777102
About this home
In short
- Great Commercial Corner Property Zoned Mu2 Which Allows For Many Uses.
- The Property Offers 150 Feet Of Side Lot On Innisfil Beach Rd. & 80 Feet On Thompson St.
Great Commercial Corner Property Zoned Mu2 Which Allows For Many Uses. The Property Offers 150 Feet Of Side Lot On Innisfil Beach Rd. & 80 Feet On Thompson St. With Approx. A 900 Sq.Ft. Vacant Possession. Sewers At Lot Line. Great Development Property! Must See!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13777102
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 79.48 × 150 ft
- Cross streets
- INNISFILL BEACH ROAD
- Parking
- 2 parking
- Driveway
- Available
- Basement
- None
- Heating
- Baseboard
- A/C
- None
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,527 / 2025
- Days on market
- 8
- Listing brokerage
- CEG REAL ESTATE INC.
Listed at $1,258,888. Recent sales of homes like it put this home around $650K, so the ask is about 94% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.
Total price vs nearby homes. Fair value about $650K, learned from recent GTA sales.
The market behind the math:
About 0.3 months of inventory: 6 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,399/sqft against an area asking average of $895/sqft. Size and $/sqft both feed the estimate above.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 73 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $674K. Condition and finishes remain an in-person call.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 73 comparable homes that sold in Alcona over the past two years, from 450 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $650K, which is where my estimate comes from.
Per square foot, these ask about $732/sqft; this home lists at $1,399/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Alcona, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,007,110 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,513
- Property tax
- $377
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,890
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,653
- Estimated closing costs
- $21,653
Plus your down payment of $251,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $330,760
- Principal paid down
- $124,522
- Interest paid
- $206,238
- Balance remaining
- $882,589
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 37 whole-home leases in Alcona signed at a median of $2,439 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,262. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CEG REAL ESTATE INC.. MLS®/PropTx.