20 Genuine Lane, Richmond Hill, ON
Doncrest, Richmond Hill · MLS® N13788534
About this home
In short
- Welcome to this stunning townhome in the highly sought-after Urban Towns on Bayview, ideally situated in one of the most desirable locations in the complex, backing...
- Designed with modern living in mind, the open-concept layout is bathed in natural light through expansive windows, offering beautiful east and west exposure.
- Soaring 10-foot smooth ceilings on the main level and 9-foot ceilings on the upper and lower levels create an airy, spacious atmosphere throughout the home.
- Meticulously maintained and showcasing true pride of ownership, this exceptional residence offers the perfect blend of style, comfort, and convenience steps to parks...
Welcome to this stunning townhome in the highly sought-after Urban Towns on Bayview, ideally situated in one of the most desirable locations in the complex, backing onto tranquil green space for exceptional privacy and picturesque views.Designed with modern living in mind, the open-concept layout is bathed in natural light through expansive windows, offering beautiful east and west exposure. Enjoy your morning coffee or unwind at the end of the day on the private deck or patio, surrounded by nature.The chef-inspired kitchen is a showpiece, featuring sleek European-designed cabinetry, a stylish mosaic tile backsplash, upgraded stainless steel appliances, a built-in microwave, and a stunning oversized granite waterfall island with a breakfast bar-perfect for entertaining and everyday living.Soaring 10-foot smooth ceilings on the main level and 9-foot ceilings on the upper and lower levels create an airy, spacious atmosphere throughout the home.Thoughtfully upgraded by the original owners, this home includes California shutters throughout the main and second floors, custom blinds in the lower level, upgraded light fixtures with pot lights, an electric vehicle charger, and a kitchen water purifier. The recently refreshed stucco exterior at both the front and rear enhances the home's clean, modern curb appeal.Meticulously maintained and showcasing true pride of ownership, this exceptional residence offers the perfect blend of style, comfort, and convenience steps to parks and transit, top rated schools, Hwy 7, 407,404
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- N13788534
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Cross streets
- Bayview & Hwy 7
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private, Available
- Basement
- Separate Entrance, Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,800 / 2025
- Days on market
- 34
- Listing brokerage
- RE/MAX ATRIUM HOME REALTY
Rooms
stainless steel appl · b/i microwave · open concept
large closet · california shutters · laminate
pot lights · california shutters · large window
4 pc bath · walk through · california shutters
3 pc bath · w/o to patio · laminate
w/o to deck · pot lights · california shutters
5 pc ensuite · walk-in closet(s) · california shutters
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Doncrest, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $999,040 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,524
- Property tax
- $483
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,007
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,451
- Estimated closing costs
- $21,451
Plus your down payment of $249,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $331,432
- Principal paid down
- $122,064
- Interest paid
- $209,368
- Balance remaining
- $876,976
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.