212 Vermont Avenue, Newmarket, ON

Summerhill Estates, Newmarket · MLS® N13789252

$988,000
For Sale
Listed 34 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this stunning 3-YEAR-NEW END-UNIT FREEHOLD townhome in the sought-after Shining Hill community by CountryWide Homes - NO POTL FEE.
  • 2,414 sq. ft. above grade plus basement, featuring 9-ft smooth ceilings on all 3 above-grade levels and an 8-ft basement ceiling.
  • Bright open-concept layout with quartz countertops, breakfast area, engineered hardwood floors, pot lights and fireplace.
  • Ground-level family room with walk-out to the deck and backyard can easily serve as an optional 4th bedroom, complete with a 2-pc washroom.
  • Close to transit, nature trails, schools, shops and everyday amenities.

Welcome to this stunning 3-YEAR-NEW END-UNIT FREEHOLD townhome in the sought-after Shining Hill community by CountryWide Homes - NO POTL FEE! Offering approx. 2,414 sq. ft. above grade plus basement, featuring 9-ft smooth ceilings on all 3 above-grade levels and an 8-ft basement ceiling. Bright open-concept layout with quartz countertops, breakfast area, engineered hardwood floors, pot lights and fireplace. THREE BALCONIES + DECK offer exceptional outdoor living space. Ground-level family room with walk-out to the deck and backyard can easily serve as an optional 4th bedroom, complete with a 2-pc washroom. Garage offers direct access to the backyard. Close to transit, nature trails, schools, shops and everyday amenities. Minutes to Upper Canada Mall, Costco, St. Andrew's College and St. Anne's School. Shows to perfection!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13789252
Bedrooms
3
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
25.09 × 87.03 ft
Cross streets
Yonge / St. John's Sdrd.
Parking
1 garage · 3 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete, Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,882 / 2026
Days on market
34
Listing brokerage
RE/MAX IMPERIAL REALTY INC.

Rooms

LaundryGround2.30 × 1.70 m

ceramic floor · access to garage · separate room

Dining RoomSecond5.79 × 4.62 m

hardwood floor · combined w/living · pot lights

Living RoomSecond5.79 × 4.62 m

hardwood floor · south view · fireplace

DenSecond2.64 × 2.29 m

separate room · french doors · w/o to balcony

Primary BedroomThird5.18 × 3.66 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 3Third3.05 × 2.64 m

hardwood floor · large closet · south view

KitchenSecond4.12 × 2.59 m

quartz counter · backsplash · pantry

BreakfastSecond3.51 × 3.20 m

w/o to balcony · 2 pc bath · pot lights

Family RoomGround5.79 × 3.51 m

hardwood floor · 2 pc bath · w/o to deck

Bedroom 2Third3.20 × 3.05 m

hardwood floor · large window · south view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Summerhill Estates, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,503/mo
$191KIncome needed
5.2×Price ÷ income
$1,039Weekly cost
$16,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,503Property tax $490Total carry $4,993

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,370per month

Mortgage amount $790,400 · 4.49% over 25 years

$197,600Down payment (20.0%)
$790,400Loan before insurance
$0CMHC premium
$4,860Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,370
Property tax
$490
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,860

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,235
Estimated closing costs
$16,235

Plus your down payment of $197,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,289/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$520,677Total interest paid
$1,311,077Total of all payments
Principal $790,400 Interest $520,677
YearPrincipalInterestBalance
1$17,638$34,805$772,762
2$18,439$34,004$754,322
3$19,276$33,167$735,046
4$20,152$32,291$714,894
5$21,067$31,376$693,828
6$22,023$30,420$671,805
7$23,023$29,420$648,782
8$24,068$28,375$624,713
9$25,161$27,282$599,552
10$26,304$26,139$573,248
11$27,498$24,945$545,750
12$28,746$23,697$517,004
13$30,052$22,391$486,952
14$31,416$21,027$455,536
15$32,843$19,601$422,694
16$34,334$18,109$388,360
17$35,893$16,550$352,467
18$37,522$14,921$314,945
19$39,226$13,217$275,719
20$41,007$11,436$234,712
21$42,869$9,574$191,843
22$44,815$7,628$147,028
23$46,850$5,593$100,178
24$48,977$3,466$51,201
25$51,201$1,242$0

At the end of your 5-year term

Total paid over the term
$262,215
Principal paid down
$96,572
Interest paid
$165,643
Balance remaining
$693,828

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $5,882− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,574

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX IMPERIAL REALTY INC.. MLS®/PropTx.

CallRequest a showing