43 Mainland Crescent, Vaughan, ON

Vellore Village, Vaughan · MLS® N13789892

$1,080,000
For Sale
Listed 34 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this spacious and beautifully maintained and upgraded semi-detached home featuring a highly functional floor plan with 9 foot ceiling on the main floor, a...
  • Ideally located just minutes from Highway 400, Vaughan Mills Mall, Cortellucci Vaughan Hospital, Canada's Wonderland, major grocery stores, restaurants, places of...
  • The finished walkout basement provides additional versatile living space with direct access to the garage, making it perfect as a home office, family room, media...
  • LIST OF UPGRADES: FURNCE AND AC: 2018, ROOF: 2017, ENTRACE AND GARAGE DOOR: 2017, HARDWOOD FLOOR 2019, KITCHEN UPGRADE: 2018.

Welcome to this spacious and beautifully maintained and upgraded semi-detached home featuring a highly functional floor plan with 9 foot ceiling on the main floor, a rare double-car garage, and parking for up to six vehicles, including four on the driveway. Ideally located just minutes from Highway 400, Vaughan Mills Mall, Cortellucci Vaughan Hospital, Canada's Wonderland, major grocery stores, restaurants, places of worship, and excellent schools, this home offers exceptional convenience for families. Recent upgrades include fresh paint, creating a bright and inviting atmosphere. The upgraded kitchen is equipped with stainless steel appliances, quartz countertop, a breakfast bar, and a spacious breakfast area with a walkout to a deck featuring a gas line for effortless summer BBQs. The living room offers a walkout to a large balcony an ideal space for morning coffee or entertaining family and friends. The finished walkout basement provides additional versatile living space with direct access to the garage, making it perfect as a home office, family room, media room, or recreation area. There is also a large laundry room and cold room in the basement. Combining comfort, functionality, and an unbeatable location, this is a wonderful opportunity to own a home in one of Vaughan's most desirable communities. LIST OF UPGRADES: FURNCE AND AC: 2018, ROOF: 2017, ENTRACE AND GARAGE DOOR: 2017, HARDWOOD FLOOR 2019, KITCHEN UPGRADE: 2018.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13789892
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
30.02 × 82.02 ft
Cross streets
Teston/Jane
Parking
2 garage · 6 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,548 / 2026
Days on market
34
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Bedroom 2Second3.58 × 4.16 m

hardwood floor · large window · closet

BreakfastMain2.78 × 2.89 m

limestone flooring · w/o to deck · open concept

KitchenMain3.50 × 3.40 m

pot lights · stainless steel appl · renovated

Family RoomMain4.52 × 3.22 m

hardwood floor · fireplace · pot lights

Primary BedroomSecond3.58 × 4.31 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 3Second2.97 × 2.64 m

hardwood floor · large window · closet

Dining RoomMain2.61 × 3.84 m

hardwood floor · combined w/living · window

Living RoomMain2.61 × 4.44 m

hardwood floor · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Vellore Village, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,922/mo
$203KIncome needed
5.3×Price ÷ income
$1,136Weekly cost
$18,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,922Property tax $379Total carry $5,301

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,777per month

Mortgage amount $864,000 · 4.49% over 25 years

$216,000Down payment (20.0%)
$864,000Loan before insurance
$0CMHC premium
$5,156Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,777
Property tax
$379
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,156

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,075
Estimated closing costs
$18,075

Plus your down payment of $216,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,782/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$569,161Total interest paid
$1,433,161Total of all payments
Principal $864,000 Interest $569,161
YearPrincipalInterestBalance
1$19,281$38,046$844,719
2$20,156$37,170$824,563
3$21,071$36,255$803,492
4$22,028$35,298$781,463
5$23,028$34,298$758,435
6$24,074$33,253$734,361
7$25,167$32,160$709,194
8$26,310$31,017$682,885
9$27,504$29,822$655,381
10$28,753$28,573$626,628
11$30,058$27,268$596,569
12$31,423$25,903$565,146
13$32,850$24,476$532,296
14$34,341$22,985$497,954
15$35,901$21,426$462,054
16$37,531$19,796$424,523
17$39,235$18,092$385,288
18$41,016$16,310$344,272
19$42,879$14,448$301,393
20$44,825$12,501$256,568
21$46,861$10,466$209,707
22$48,988$8,338$160,719
23$51,213$6,114$109,506
24$53,538$3,789$55,969
25$55,969$1,358$0

At the end of your 5-year term

Total paid over the term
$286,632
Principal paid down
$105,565
Interest paid
$181,067
Balance remaining
$758,435

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,548− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,694

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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