49 School Street, East Gwillimbury, ON
Holland Landing, East Gwillimbury · MLS® N13795796
About this home
In short
- A spacious 5-level backsplit nestled in one of Holland Landing's established, family-friendly neighborhoods, offering more than 2,600 sq. ft. of finished living space.
- Featuring 4 bedrooms, a full bath, plus a 3-piece bath and multiple living areas.
- Important updates include the furnace, sump pump and driveway (approximately 5 years old), roof shingles (approximately 11 years old) and eavestroughs (2014)...
- Step outside to the newly rebuilt deck (2026), complete with an gazebo, creating the perfect outdoor retreat for morning coffee, relaxing with a book or entertaining...
- Ideally situated in a mature, tree-lined neighborhood close to parks, walk to Nokiida Trail, shopping and a variety of school options, including Public, Catholic...
Welcome Home! A spacious 5-level backsplit nestled in one of Holland Landing's established, family-friendly neighborhoods, offering more than 2,600 sq. ft. of finished living space. This well-maintained home provides exceptional space and flexibility for growing families. Featuring 4 bedrooms, a full bath, plus a 3-piece bath and multiple living areas. The functional layout is designed for comfortable everyday living. The kitchen offers oak cabinets, a ceramic backsplash and double sink. It overlooks the inviting family room, complete with a gas fireplace and walkout to the deck. California shutters enhance the main living areas, while parquet flooring adds warmth and character to the bedrooms and family room. Newer flooring in the kitchen and basement, along with two egress windows in the basement, provide added comfort, safety and future potential. Important updates include the furnace, sump pump and driveway (approximately 5 years old), roof shingles (approximately 11 years old) and eavestroughs (2014), offering added peace of mind. The beautifully landscaped property features a charming new stone walkway, welcoming perennial gardens, mature trees that have been trimmed (2025), a 1.5-car insulated garage and a backyard shed. Step outside to the newly rebuilt deck (2026), complete with an gazebo, creating the perfect outdoor retreat for morning coffee, relaxing with a book or entertaining family and friends. Ideally situated in a mature, tree-lined neighborhood close to parks, walk to Nokiida Trail, shopping and a variety of school options, including Public, Catholic, French Catholic and Christian schools. Residents will also appreciate being just minutes from the brand-new 80,000 sq. ft. Net Zero-designed community recreation center offering an extensive range of activities and amenities for all ages. A wonderful opportunity to own a spacious family home in a sought-after community offering space, comfort and the chance to make it your own.
Key facts
- Property type
- Detached, Backsplit 5
- MLS®
- N13795796
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 50 × 130 ft
- Cross streets
- Yonge & Mt. Albert Rd.
- Parking
- 1.5 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,490 / 2026
- Days on market
- 33
- Listing brokerage
- JN REALTY
Rooms
california shutters · broadloom · closet
parquet · window · combined w/living
laminate · above grade window
Broadloom
parquet · california shutters · combined w/dining
california shutters · parquet · closet
w/o to deck · gas fireplace · california shutters
Sump Pump
california shutters · parquet · closet
california shutters · laminate · closet
4 pc bath · ceramic backsplash · window
ceramic backsplash · greenhouse window · double sink
3 pc bath · window
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Holland Landing, East Gwillimbury, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $719,840 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,980
- Property tax
- $374
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,354
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,471
- Estimated closing costs
- $14,471
Plus your down payment of $179,960. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,807
- Principal paid down
- $87,951
- Interest paid
- $150,856
- Balance remaining
- $631,889
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JN REALTY. MLS®/PropTx.