19 Latchford Lane, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13796908

$1,098,000
For Sale
Listed 33 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Luxury Semi Detached Home in Richmond Hill, Mill Pond.
  • The Open Concept Layout Provides Lots of Sunlight.
  • 10 ft High Ceiling on The Second Floor, 9 ft High Ceiling on the Third Floor.
  • Close to Schools, Minutes to TTC, Shopping & Dining, Beautiful Parks, Trails, Hospitals, Recreation Centre's, Major Highway Corridors, GO Train.
  • Main Floor Open Concept with Hardwood Floors, Powder Room, Kitchen Combine with the Family Room with a Fireplace.

Luxury Semi Detached Home in Richmond Hill, Mill Pond. Very Quiet Neighborhood. The Open Concept Layout Provides Lots of Sunlight. 10 ft High Ceiling on The Second Floor, 9 ft High Ceiling on the Third Floor. Double Front Door, B/I Single Car Garage, Oak Stairs. Modern Kitchen with Breakfast Room and Island, Granite Countertops Combined with The Family Room - W/O To Deck. Lower Level Recreation Room with Access to the Garage and Walk Out to the Backyard. Close to Schools, Minutes to TTC, Shopping & Dining, Beautiful Parks, Trails, Hospitals, Recreation Centre's, Major Highway Corridors, GO Train. Basement Level with Additional Unfinished Potential, 3 Bedrooms, 2 Bathrooms. Main Floor Open Concept with Hardwood Floors, Powder Room, Kitchen Combine with the Family Room with a Fireplace. Upper Laundry Room.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
N13796908
Bedrooms
3
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
20.7 × 87.76 ft
Cross streets
Bathurst & south of Elgin Mills Rd
Parking
1 garage · 2 parking (built-in)
Driveway
Mutual
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,187 / 2026
Days on market
33
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

KitchenMain2.74 × 3.16 m

ceramic floor · granite counters · eat-in kitchen

Living RoomMain4.63 × 5.73 m

combined w/dining · hardwood floor · open concept

Bedroom 2Third2.80 × 3.53 m

closet · broadloom · 3 pc bath

Dining RoomMain4.63 × 5.73 m

hardwood floor · open concept · combined w/living

RecreationGround4.26 × 7.34 m

broadloom · 2 pc bath · walk-out

BreakfastMain2.98 × 3.16 m

w/o to deck · combined w/kitchen · ceramic floor

Family RoomMain5.73 × 3.35 m

fireplace · combined w/kitchen · hardwood floor

Bedroom 3Third2.80 × 2.74 m

broadloom · window · closet

Primary BedroomThird3.96 × 4.75 m

4 pc ensuite · walk-in closet(s) · broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,004/mo
$211KIncome needed
5.2×Price ÷ income
$1,155Weekly cost
$18,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,004Property tax $516Total carry $5,520

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,857per month

Mortgage amount $878,400 · 4.49% over 25 years

$219,600Down payment (20.0%)
$878,400Loan before insurance
$0CMHC premium
$5,372Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,857
Property tax
$516
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,372

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,435
Estimated closing costs
$18,435

Plus your down payment of $219,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,878/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$578,647Total interest paid
$1,457,047Total of all payments
Principal $878,400 Interest $578,647
YearPrincipalInterestBalance
1$19,602$38,680$858,798
2$20,492$37,790$838,306
3$21,423$36,859$816,883
4$22,395$35,887$794,488
5$23,412$34,870$771,076
6$24,475$33,807$746,601
7$25,586$32,696$721,014
8$26,748$31,534$694,266
9$27,963$30,319$666,304
10$29,232$29,050$637,071
11$30,559$27,722$606,512
12$31,947$26,335$574,565
13$33,397$24,884$541,168
14$34,914$23,368$506,254
15$36,499$21,783$469,755
16$38,156$20,126$431,598
17$39,889$18,393$391,710
18$41,700$16,582$350,010
19$43,593$14,689$306,417
20$45,572$12,709$260,844
21$47,642$10,640$213,202
22$49,805$8,477$163,398
23$52,066$6,216$111,332
24$54,430$3,852$56,901
25$56,901$1,380$0

At the end of your 5-year term

Total paid over the term
$291,409
Principal paid down
$107,324
Interest paid
$184,085
Balance remaining
$771,076

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $6,187− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,269

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

CallRequest a showing