26 Burnie Road, Georgina, ON
Virginia, Georgina · MLS® N13801982
About this home
In short
- Extremely rare Lake Simcoe waterfront property just one hour north of Toronto.
- Situated on an impressive 78 x 205 ft corner lot on a quiet dead-end street, this fully renovated home offers nearly 80 ft of private waterfront, plus access to...
- The open concept main floor features a spacious family room with a natural gas fireplace, engineered hardwood flooring, and pot lights.
- Upstairs offers three additional bedrooms and two bathrooms, including a primary bedroom with a 5 piece ensuite and spectacular lake views.
- Major upgrades include windows (2024), kitchen (2024), bathrooms (2024), flooring (2024), metal roof (2024), heat pump(2023), and eavestroughs (2026).
Showstopper Alert! Extremely rare Lake Simcoe waterfront property just one hour north of Toronto! Situated on an impressive 78 x 205 ft corner lot on a quiet dead-end street, this fully renovated home offers nearly 80 ft of private waterfront, plus access to approximately 25 additional feet of shoreline to the adjacent boat launch. Enjoy breathtaking lake views and unforgettable sunsets, with a boat launch conveniently located next door & Community park just past the launch to enjoy year round. The open concept main floor features a spacious family room with a natural gas fireplace, engineered hardwood flooring, and pot lights. The chef-inspired kitchen boasts quartz countertops, a breakfast bar, gas range, and stainless-steel appliances. An expansive main-floor bedroom with an ensuite bathroom and a separate den or office provide added flexibility. Upstairs offers three additional bedrooms and two bathrooms, including a primary bedroom with a 5 piece ensuite and spectacular lake views. From the living/family room, walk out to the large back deck and custom-built gazebo, perfect for entertaining and year-round enjoyment. Major upgrades include windows (2024), kitchen (2024), bathrooms (2024), flooring (2024), metal roof (2024), heat pump(2023), and eavestroughs (2026). A truly exceptional lakeside retreat that must be seen!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13801982
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 78 × 205 ft
- Cross streets
- HWY 48 & Sunkist Rd
- Parking
- 1 garage · 11 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Heat Pump
- A/C
- Wall Unit(s)
- Exterior
- Board & Batten
- Foundation
- Block, Slab
- Roof
- Metal
- Sewer
- Septic
- Property tax
- $5,118 / 2026
- Days on market
- 32
- Listing brokerage
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Rooms
hardwood floor · overlook water
hardwood floor · 5 pc ensuite · overlook water
hardwood floor · quartz counter · overlook water
Hardwood Floor
hardwood floor · combined w/den
Hardwood Floor
hardwood floor · 2 pc ensuite
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Virginia, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $960,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,308
- Property tax
- $427
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,735
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,475
- Estimated closing costs
- $20,475
Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,480
- Principal paid down
- $117,294
- Interest paid
- $201,186
- Balance remaining
- $842,706
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. MLS®/PropTx.