41 Mansard Drive, Richmond Hill, ON
Jefferson, Richmond Hill · MLS® N13803798
About this home
In short
- 4+1 bedroom home located in the prestigious Jefferson Rd area with high-ranking schools.
- Finished walkout basement with 3 separate entrances could serve as an entertainment hub or provide extra income potential.
- Pot lights, 9-ft ceilings on the main floor, and a soaring 13-ft ceiling in the family room add to the home's airy, spacious feel, while California shutters enhance...
- Approximately 2,500 sqft on the main and second floors.
- Furnace was replaced less than 1 year ago (brand new)(paid off).
4+1 bedroom home located in the prestigious Jefferson Rd area with high-ranking schools. Double-door entry with two closets at the entrance provides ample storage. Finished walkout basement with 3 separate entrances could serve as an entertainment hub or provide extra income potential. Double garage with four additional parking spots on the driveway. Pot lights, 9-ft ceilings on the main floor, and a soaring 13-ft ceiling in the family room add to the home's airy, spacious feel, while California shutters enhance its elegance. Spacious family room with a walk-out balcony where your family can enjoy beautiful summers and cozy winters overlooking the park. this is one of the best floor plans with its separate dining area and private family rm; extremely functional. Approximately 2,500 sqft on the main and second floors. Furnace was replaced less than 1 year ago (brand new)(paid off). Hot water tank will also be replaced with a brand new one. Well maintained and move-in ready!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13803798
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 11 × 27 ft
- Cross streets
- Jefferson Rd/ Bathurst St.
- Parking
- 2 garage · 6 parking (built-in)
- Basement
- Walk-Out, Separate Entrance, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,178 / 2025
- Days on market
- 32
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Rooms
W/O To Deck
ceramic floor · window
california shutters · 5 pc ensuite
pot lights · balcony · hardwood floor
double closet · california shutters
laminate · window
fireplace · pot lights · hardwood floor
california shutters · closet · hardwood floor
california shutters · closet · hardwood floor
pot lights · window · hardwood floor
laminate · window
ceramic floor · granite counters · w/o to deck
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Jefferson, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,183,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,542
- Property tax
- $598
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,140
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,055
- Estimated closing costs
- $26,055
Plus your down payment of $295,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $392,527
- Principal paid down
- $144,565
- Interest paid
- $247,962
- Balance remaining
- $1,038,635
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.