300 Annsheila Drive, Georgina, ON
Keswick South, Georgina · MLS® N13805840
About this home
In short
- Bright, spotless & spacious 3 + 1 bedroom, two bathroom raised bungalow with separate entrance to finished basement.
- Accessible to Toronto via Hwy 404 in around 45 minutes.
Bright, spotless & spacious 3 + 1 bedroom, two bathroom raised bungalow with separate entrance to finished basement. Located down the street from beautiful Lake Simcoe in sought-after South Keswick in a quiet neighborhood. Set on a deep fully fenced lot with a wood deck, overlooking a mature yard. Extremely well-maintained home featuring numerous upgrades to appliances and improvements throughout (new stove and washer, freshly painted, and more). The house has two gas fireplaces which heat the house (no need to use the electric baseboards). Minutes from schools, parks, local restaurants, fast food, shopping, marinas, public boat launches, FreshCo, Walmart, Canadian Tire, Banks, and much more. Accessible to Toronto via Hwy 404 in around 45 minutes! Don't miss this great opportunity to purchase a move in ready, detached property with lots of land.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13805840
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 63.01 × 192.7 ft
- Cross streets
- The Queensway S & Annsheila Dr.
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Baseboard
- A/C
- Other
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,982 / 2026
- Days on market
- 2
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
laminate · picture window · gas fireplace
above grade window · b/i shelves · window
laminate · closet
laminate · l-shaped room · overlooks backyard
above grade window · 2 pc bath
above grade window · concrete floor · gas fireplace
ceramic floor · w/o to deck · overlooks backyard
laminate · double closet · overlooks backyard
laminate · double closet
Listed at $699,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 45 local closings in 90 days), the likely sale price is near $677K, if it sells. A realistic range is $634K to $763K.
Independent value check: $649K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $608K and $680K).
Why $649K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:
- ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it3+1 bedrooms and 2 baths, against 3+1 and 3 typically.
Total price vs nearby homes. Likely closing about $677K, from 45 recent closings in this pocket.
The market behind the math:
About 0.5 months of inventory: 7 detached homes for sale in the area against 45 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $538/sqft against an area asking average of $590/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Keswick South basements rarely rent out (21 of 240 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 45 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $695K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Jersey PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($538/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 45 comparable homes that sold in Keswick South over the past two years, from 362 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $626/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 2 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $559,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,061
- Property tax
- $415
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,476
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,455
- Estimated closing costs
- $10,455
Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $183,655
- Principal paid down
- $69,141
- Interest paid
- $114,514
- Balance remaining
- $490,059
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Keswick South basements rarely rent out (21 of 240 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 39 whole-home leases in Keswick South signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,939. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.