103 America Avenue, Vaughan, ON

Vellore Village, Vaughan · MLS® N13808192

$859,888
For Sale
Listed 28 days agoNo offer date stated

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3Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Perfect for first-time buyers and growing families.
  • A charming 3-bedroom freehold townhome offering approximately 1,464 sqft. in Vaughan's family-friendly Vellore Village community.
  • Hardwood & tile flooring flow throughout the main level, where the open-concept kitchen, dining & family areas create an ideal setting for everyday living & entertaining.
  • The kitchen features granite countertops, stainless steel appliances, a centre island & ceramic backsplash, while the bright family room offers large windows with...
  • Upstairs, hardwood flooring continues throughout the bedrooms, with tile reserved for the bathrooms.

Perfect for first-time buyers and growing families! A charming 3-bedroom freehold townhome offering approximately 1,464 sqft. in Vaughan's family-friendly Vellore Village community. A brick-interlock walkway leads to a spacious front porch, while the landscaped backyard features a lush flower & vegetable garden, a deck for outdoor enjoyment & convenient access to the detached rear-laneway garage. Inside, the tiled foyer opens to an inviting living room with a gas fireplace, large picture windows & California blinds. Hardwood & tile flooring flow throughout the main level, where the open-concept kitchen, dining & family areas create an ideal setting for everyday living & entertaining. The kitchen features granite countertops, stainless steel appliances, a centre island & ceramic backsplash, while the bright family room offers large windows with California blinds & the dining area walks out to the deck and backyard oasis. A central vacuum system adds everyday convenience throughout the home. Upstairs, hardwood flooring continues throughout the bedrooms, with tile reserved for the bathrooms. The primary bedroom overlooks the front of the home & includes large picture windows, a walk-in closet with organizers & a private 4-piece ensuite. 2 additional bedrooms overlook the backyard & offer spacious double sliding-door closets, while another 4-piece bathroom completes the second level. The basement expands the home's versatility with laminate flooring, pot lights, a generous recreation area, ample storage & an unfinished combined laundry & utility room. Enjoy nearby Discovery Park, Mast Road Park and Mackenzie Glen Park, along with schools including Discovery P.S., Teston Village P.S., Mackenzie Glen P.S. and St. Joan of Arc Catholic High School. Minutes from recreation centres, shopping, restaurants, Vaughan Mills, Canada's Wonderland and Cortellucci Vaughan Hospital, with YRT/Viva, Maple GO, TTC VMC subway and Highways 400 and 407 nearby for convenient GTA travel

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13808192
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
19.32 × 101.71 ft
Cross streets
Jane St. & Teston Rd.
Parking
1 garage · 2 parking (detached)
Driveway
Lane
Basement
Full, Partially Finished, Development Potential
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,648 / 2026
Days on market
28
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

PlayBasement2.37 × 2.74 m

Laminate

Family RoomMain3.28 × 4.24 m

hardwood floor · california shutters · open concept

Bedroom 2Second2.79 × 4.27 m

hardwood floor · double closet · overlooks backyard

Living RoomMain3.99 × 3.48 m

gas fireplace · picture window · california shutters

Dining RoomMain2.31 × 2.59 m

w/o to deck · tile floor · open concept

RecreationBasement4.47 × 5.51 m

laminate · pot lights · large closet

Family RoomMain4.26 × 3.23 m

hardwood floor · open concept · california shutters

Bedroom 3Second2.72 × 4.27 m

hardwood floor · double closet · overlooks backyard

KitchenMain3.10 × 3.23 m
Family RoomMain3.28 × 4.24 m

hardwood floor · california shutters · open concept

Living RoomMain
BathroomSecond1.50 × 2.16 m

4 pc bath · b/i vanity · tile floor

Living RoomMain3.99 × 3.48 m
Primary BedroomSecond4.04 × 3.38 m

picture window · 4 pc ensuite · walk-in closet(s)

Dining RoomMain2.31 × 2.59 m

w/o to deck · tile floor · open concept

Living RoomMain3.99 × 3.48 m
Powder RoomMain1.30 × 1.50 m

2 pc bath · pedestal sink · tile floor

Dining RoomMain3.96 × 3.53 m

hardwood floor · gas fireplace · california shutters

BreakfastMain2.74 × 2.37 m

ceramic floor · w/o to deck · closet

LaundryBasement3.96 × 3.81 m

laundry sink · concrete floor · unfinished

BathroomSecond1.50 × 2.31 m

4 pc bath · b/i vanity · tile floor

KitchenMain3.10 × 3.23 m

granite counters · centre island · stainless steel appl

Family RoomMain
Living RoomMain
Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Vellore Village, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,919/mo
$162KIncome needed
5.3×Price ÷ income
$904Weekly cost
$13,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,919Property tax $304Total carry $4,223

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,804per month

Mortgage amount $687,910 · 4.49% over 25 years

$171,978Down payment (20.0%)
$687,910Loan before insurance
$0CMHC premium
$4,108Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,804
Property tax
$304
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,108

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,673
Estimated closing costs
$13,673

Plus your down payment of $171,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,604/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$453,162Total interest paid
$1,141,072Total of all payments
Principal $687,910 Interest $453,162
YearPrincipalInterestBalance
1$15,351$30,292$672,559
2$16,048$29,595$656,511
3$16,777$28,866$639,734
4$17,539$28,104$622,195
5$18,335$27,308$603,860
6$19,167$26,475$584,693
7$20,038$25,605$564,655
8$20,948$24,695$543,708
9$21,899$23,744$521,809
10$22,893$22,750$498,916
11$23,932$21,711$474,984
12$25,019$20,624$449,965
13$26,155$19,488$423,810
14$27,342$18,300$396,468
15$28,584$17,059$367,884
16$29,882$15,761$338,002
17$31,238$14,404$306,764
18$32,657$12,986$274,107
19$34,140$11,503$239,967
20$35,690$9,953$204,278
21$37,310$8,333$166,967
22$39,004$6,639$127,963
23$40,775$4,868$87,188
24$42,626$3,016$44,562
25$44,562$1,081$0

At the end of your 5-year term

Total paid over the term
$228,214
Principal paid down
$84,050
Interest paid
$144,165
Balance remaining
$603,860

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $3,648− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,516

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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