33 Bill Guy Drive, Georgina, ON

Keswick South, Georgina · MLS® N13810136

$1,079,000
For Sale
Listed 4 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to this exceptional 4+1 bedroom, 4-bathroom detached home in Georgina, built in 2023 and lovingly maintained by its original owners.
  • Offering approximately 3,001 sq. ft. of beautifully finished living space, this carpet-free home features an ideal layout for families.
  • The main floor has been upgraded with beautiful hardwood flooring, while all bedrooms feature easy-care laminate flooring.
  • One of the home's most desirable and rare features is the walk-out basement, offering abundant natural light and a bright, open feel unlike a typical dark basement.

Welcome to this exceptional 4+1 bedroom, 4-bathroom detached home in Georgina, built in 2023 and lovingly maintained by its original owners. Offering approximately 3,001 sq. ft. of beautifully finished living space, this carpet-free home features an ideal layout for families. The spacious primary bedroom and second bedroom each enjoy their own private ensuite bathrooms, while the third and fourth bedrooms share convenient semi-ensuite access. The main floor has been upgraded with beautiful hardwood flooring, while all bedrooms feature easy-care laminate flooring. One of the home's most desirable and rare features is the walk-out basement, offering abundant natural light and a bright, open feel unlike a typical dark basement. The walk-out provides excellent potential for additional living space, recreation, an in-law suite or future customization. Enjoy the added privacy of an open space directly behind the property-no homes backing onto the yard. A fantastic opportunity to own a nearly new, spacious and thoughtfully upgraded home with a rare combination of natural light, functional bedroom layout and premium outdoor privacy.

Key facts

Property type
Detached, 2-Storey
MLS®
N13810136
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
44.95 × 88.78 ft
Cross streets
Woodbine/Ravenshoe Rd
Parking
2 garage · 6 parking (attached)
Basement
Separate Entrance, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,466 / 2025
Days on market
4
Listing brokerage
Royal LePage Real Estate Associates

Rooms

KitchenMain3.45 × 4.52 m

porcelain floor · w/o to deck · b/i appliances

Bedroom 2Second4.02 × 3.30 m

laminate · 4 pc ensuite · walk-in closet(s)

LoftSecond3.05 × 4.05 m

hardwood floor · open concept

Family RoomMain5.16 × 3.92 m

hardwood floor · fireplace · pot lights

Living RoomMain4.19 × 3.02 m

hardwood floor · combined w/dining · pot lights

Primary BedroomSecond6.15 × 4.73 m

laminate · 5 pc ensuite · walk-in closet(s)

OfficeMain3.55 × 2.70 m

hardwood floor · window

BreakfastMain3.20 × 3.92 m

porcelain floor · centre island · combined w/family

Dining RoomMain4.22 × 3.01 m

hardwood floor · combined w/living · pot lights

Mud RoomMain1.30 × 1.30 m

combined w/laundry · w/o to garage

RecreationBasement1.00 × 1.00 m

large window · w/o to yard · walk-out

Bedroom 3Second3.70 × 4.25 m

laminate · semi ensuite · walk-in closet(s)

Bedroom 4Second3.70 × 3.60 m

laminate · semi ensuite · closet organizers

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.04Mlikely sale price

Listed at $1,079,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $1.04M, if it sells. A realistic range is $976K to $1.17M.

Independent value check: $1.00M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $937K and $1.05M).

Why $1.00M. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,466 a year; the typical home sold here pays about $5,000.
  • ▲ Raises it slightlyThe listing presents it as a home to renovate or rebuild.
List price
$976KBelow recent closings$1.17MAbove recent closings

Total price vs nearby homes. Likely closing about $1.04M, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
4days on market so far
$4,295/moest. rent · 70 leases
4.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 15 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $332/sqft against an area asking average of $368/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Keswick South basements rarely rent out (21 of 238 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.01M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($332/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Simcoe PS
62%
Lake Simcoe PSPublic · Elementary · JK-8 · 1.1 km awayBelow the GTA average · 62% meet the provincial standard
Unnamed SS (Keswick)EQAO results not published
Also nearby: 4 more schools within 2.5 km
Jersey Public School · Public elementary1.2 km · 57% at standard
Keswick High School · Public secondary2.0 km · 53% at standard
R L Graham Public School · Public elementary2.1 km · 60% at standard
Fairwood Public School · Public elementary2.3 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,918/mo
$211KIncome needed
5.1×Price ÷ income
$1,135Weekly cost
$18,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,918Property tax $622Total carry $5,540

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,773per month

Mortgage amount $863,200 · 4.49% over 25 years

$215,800Down payment (20.0%)
$863,200Loan before insurance
$0CMHC premium
$5,395Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,773
Property tax
$622
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,395

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,055
Estimated closing costs
$18,055

Plus your down payment of $215,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,777/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$568,634Total interest paid
$1,431,834Total of all payments
Principal $863,200 Interest $568,634
YearPrincipalInterestBalance
1$19,263$38,010$843,937
2$20,138$37,136$823,799
3$21,052$36,221$802,748
4$22,008$35,266$780,740
5$23,007$34,266$757,733
6$24,052$33,222$733,681
7$25,144$32,130$708,538
8$26,285$30,988$682,252
9$27,479$29,795$654,774
10$28,726$28,547$626,047
11$30,031$27,243$596,017
12$31,394$25,879$564,623
13$32,820$24,454$531,803
14$34,310$22,964$497,493
15$35,867$21,406$461,626
16$37,496$19,777$424,130
17$39,198$18,075$384,931
18$40,978$16,295$343,953
19$42,839$14,435$301,114
20$44,784$12,489$256,330
21$46,817$10,456$209,513
22$48,943$8,330$160,570
23$51,165$6,108$109,405
24$53,488$3,785$55,917
25$55,917$1,357$0

At the end of your 5-year term

Total paid over the term
$286,367
Principal paid down
$105,467
Interest paid
$180,900
Balance remaining
$757,733

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 70 whole-home leases in Keswick South$4,295/mo
$51,540Gross annual rent
3.4%Cap rate after taxes and upkeep
$3,688 to $4,624Typical rent range
~27 daysTo find a tenant, on average

About the suite: in Keswick South basements rarely rent out (21 of 238 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 70 whole-home leases in Keswick South signed at a median of $3,871 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,295. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $7,466− Insurance $1,400− Vacancy & upkeep $5,669Net operating income $37,005

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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