49 Bostock Drive, Georgina, ON

Keswick South, Georgina · MLS® N13546080

$1,280,000
For Sale
Listed 78 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Located In A Family Friendly Neighbourhoods.
  • This Newly Build 3200 Sq.
  • Home By Countrywide Home Model Victoria, Never Live An Open Concept Main Floor Layout.
  • Four Bedrooms And A Loft Area On The Second Floor With A Double Garage And Driveway Can Park 4 Cars.
  • Great Location Situated Just Minutes From Highway 404 And Approx.

Located In A Family Friendly Neighbourhoods. This Newly Build 3200 Sq. Ft. Home By Countrywide Home Model Victoria, Never Live An Open Concept Main Floor Layout. Four Bedrooms And A Loft Area On The Second Floor With A Double Garage And Driveway Can Park 4 Cars. Beautiful Living Space Ready For Your Enjoyment. Great Location Situated Just Minutes From Highway 404 And Approx. 30 Minutes From Steel Ave.

Key facts

Property type
Detached, 2-Storey
MLS®
N13546080
Bedrooms
4
Bathrooms
4
Size
3000-3500 sq ft
Lot
44.9 × 88.6 ft
Cross streets
Thornlodge Dr & Ravenshoe Rd
Parking
2 garage · 6 parking (attached)
Basement
Full
Heating
Forced Air
A/C
None
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,186 / 2026
Days on market
78
Listing brokerage
STARHOME REALTY INC

Rooms

LaundryMain0.00 × 0.00 m
LibraryMain3.05 × 3.05 m

French Doors

BreakfastMain3.35 × 3.96 m

ceramic floor · sliding doors

Family RoomMain5.18 × 3.96 m

hardwood floor · electric fireplace

Bedroom 2Second3.66 × 3.35 m

broadloom · semi ensuite · closet

Exercise Room3.05 × 3.35 m
Dining RoomMain3.35 × 6.70 m

hardwood floor · combined w/living

Primary BedroomSecond6.09 × 4.02 m

5 pc ensuite · walk-in closet(s) · broadloom

Bedroom 3Second3.66 × 3.05 m

broadloom · semi ensuite · walk-in closet(s)

KitchenMain2.74 × 4.57 m

Ceramic Floor

Bedroom 4Second3.05 × 4.27 m

broadloom · 4 pc ensuite · closet

DenSecond2.44 × 2.47 m

french doors · walk-out

Powder RoomMain0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.24Mlikely sale price

Listed at $1,280,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.16M to $1.39M.

Independent value check: $1.09M. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $1.03M and $1.15M).

Why $1.09M. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $8,186 a year; the typical home sold here pays about $5,000.
  • ▲ Raises it stronglyIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,500 to 2,000.

Longer on the market than typical. 78 days on the market against about 34 for homes like it here, and asking 17% above where comparable closings put it.

List price
$1.16MBelow recent closings$1.39MAbove recent closings

Total price vs nearby homes. Likely closing about $1.24M, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
78days on market so far
$4,234/moest. rent · 72 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 15 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $394/sqft against an area asking average of $363/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $928K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$1.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $375/sqft; this home lists at $394/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.28MThis home1.29M1.20M1.20M1.18MThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Simcoe PS
62%
Lake Simcoe PSPublic · Elementary · JK-8 · 0.7 km awayBelow the GTA average · 62% meet the provincial standard
Unnamed SS (Keswick)EQAO results not published
Also nearby: 4 more schools within 2.5 km
Jersey Public School · Public elementary1.2 km · 57% at standard
Keswick High School · Public secondary2.2 km · 53% at standard
Fairwood Public School · Public elementary2.2 km · 52% at standard
R L Graham Public School · Public elementary2.3 km · 60% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,834/mo
$248KIncome needed
5.2×Price ÷ income
$1,346Weekly cost
$22,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,834Property tax $682Total carry $6,516

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,662per month

Mortgage amount $1,024,000 · 4.49% over 25 years

$256,000Down payment (20.0%)
$1,024,000Loan before insurance
$0CMHC premium
$6,344Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,662
Property tax
$682
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,344

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,075
Estimated closing costs
$22,075

Plus your down payment of $256,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,853/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$674,562Total interest paid
$1,698,562Total of all payments
Principal $1,024,000 Interest $674,562
YearPrincipalInterestBalance
1$22,851$45,091$1,001,149
2$23,889$44,054$977,260
3$24,974$42,969$952,286
4$26,107$41,835$926,179
5$27,293$40,650$898,886
6$28,532$39,410$870,354
7$29,827$38,115$840,527
8$31,182$36,761$809,345
9$32,598$35,345$776,747
10$34,078$33,865$742,670
11$35,625$32,318$707,045
12$37,242$30,700$669,803
13$38,933$29,009$630,869
14$40,701$27,241$590,168
15$42,549$25,393$547,619
16$44,481$23,462$503,138
17$46,501$21,442$456,638
18$48,612$19,331$408,026
19$50,819$17,123$357,207
20$53,126$14,816$304,081
21$55,539$12,404$248,542
22$58,060$9,882$190,482
23$60,696$7,246$129,785
24$63,452$4,490$66,333
25$66,333$1,609$0

At the end of your 5-year term

Total paid over the term
$339,712
Principal paid down
$125,114
Interest paid
$214,598
Balance remaining
$898,886

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 72 whole-home leases in Keswick South$4,234/mo
$50,808Gross annual rent
2.8%Cap rate after taxes and upkeep
$3,661 to $4,549Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 72 whole-home leases in Keswick South signed at a median of $3,871 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,234. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $8,186− Insurance $1,400− Vacancy & upkeep $5,589Net operating income $35,633

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of STARHOME REALTY INC. MLS®/PropTx.

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