13 Toby Court, East Gwillimbury, ON
Holland Landing, East Gwillimbury · MLS® N13814490
About this home
In short
- Welcome to 13 Toby Court, a beautifully renovated four-level sidesplit offering approximately 2,700 square feet of total finished living space at the end of a quiet...
- The home sits on a pie-shaped lot of over one-third of an acre and more than 200 feet deep.
- Renovated from top to bottom, the home is completely turn-key.
- The upper level offers three bedrooms, including a primary suite with a fully renovated ensuite.
- The lower level impresses with soaring ceilings, oversized above-grade windows, a gas fireplace, and a wet bar.
Welcome to 13 Toby Court, a beautifully renovated four-level sidesplit offering approximately 2,700 square feet of total finished living space at the end of a quiet court in Holland Landing. The home sits on a pie-shaped lot of over one-third of an acre and more than 200 feet deep. The fully fenced backyard is lined with mature trees for exceptional privacy and features two gazebos, a large deck, and a spacious lot offering ample room and endless possibilities. Renovated from top to bottom, the home is completely turn-key. The custom maple kitchen features granite counters, an oversized island, a brand new cooktop, and a newer fridge and microwave. Crown moulding, wainscoting, and triple-pane windows run throughout, keeping the home quiet, bright, and efficient. The upper level offers three bedrooms, including a primary suite with a fully renovated ensuite. The lower level impresses with soaring ceilings, oversized above-grade windows, a gas fireplace, and a wet bar. The basement features a versatile den, perfect as a guest room, office, or home gym, as well as a third bathroom. A separate entrance through the garage gives this level great potential as an in-law suite, or home business. Major mechanical upgrades include a new furnace, new air conditioning, and a new owned hot water tank, along with a recently sealed driveway and a newer fence. The finished, extra-deep garage has heavy-duty rubber flooring, making it ideal for a workshop. The driveway holds ten vehicles, with parking for twelve in total including the garage. The home is also conveniently located near Samuel Lount Park and Ridge View Park. A rare combination of space, privacy, and a truly move-in-ready renovated home in the heart of Holland Landing.
Key facts
- Property type
- Detached, Sidesplit 4
- MLS®
- N13814490
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 40.94 × 204.36 ft
- Cross streets
- Holland Landing Rd / Spruce St
- Parking
- 2 garage · 12 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,838 / 2026
- Days on market
- 28
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
hardwood floor · gas fireplace · coffered ceiling(s)
laminate · window · pot lights
hardwood floor · 3 pc ensuite · walk-in closet(s)
laminate · closet · pot lights
hardwood floor · closet · ceiling fan(s)
w/o to yard · wainscoting · tile floor
hardwood floor · closet · ceiling fan(s)
centre island · stainless steel appl · granite counters
hardwood floor · wainscoting · bay window
hardwood floor · above grade window · wet bar
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Holland Landing, East Gwillimbury, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $959,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,304
- Property tax
- $403
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,707
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,455
- Estimated closing costs
- $20,455
Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,215
- Principal paid down
- $117,197
- Interest paid
- $201,018
- Balance remaining
- $842,003
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.