561 Duclos Point Road, Georgina, ON
Virginia, Georgina · MLS® N13814616
About this home
In short
- Welcome To 561 Duclos Point Road In Beautiful Georgina.
- This Charming 3-Bedroom, 2-Bathroom Home Is Situated On Lake Simcoe, Offering Breathtaking Lake Views And The Perfect Setting For Relaxed Lakeside Living.
- Step Inside To An Inviting Open-Concept Layout That Seamlessly Connects The Living, Dining, And Kitchen Areas Creating A Bright And Functional Space Ideal For Both...
- Residents Also Enjoy Access To The Duclos Point Association With An Annual Fee Of $300, Which Includes Pickleball And Tennis Courts, A Community Park, And Two Annual...
- Located In A Quiet And Desirable Area Close To Parks, Beaches, And Marinas, And Approximately One Hour From Toronto, This Property Offers The Perfect Balance Of...
Welcome To 561 Duclos Point Road In Beautiful Georgina! This Charming 3-Bedroom, 2-Bathroom Home Is Situated On Lake Simcoe, Offering Breathtaking Lake Views And The Perfect Setting For Relaxed Lakeside Living.Step Inside To An Inviting Open-Concept Layout That Seamlessly Connects The Living, Dining, And Kitchen Areas Creating A Bright And Functional Space Ideal For Both Everyday Living And Entertaining. Large Windows Allow Natural Light To Pour In While Showcasing The Stunning Views Of Lake Simcoe.The Home Features Three Comfortable Bedrooms And Two Bathrooms,Providing Flexibility For Families, Guests,Or A Home Office Setup.A Standout Feature Of The Property Is The Large Detached Heated Garage Perfect For Hobbyists,Car Enthusiasts,A Workshop,Or Additional Storage. The Generous Outdoor Space Offers Plenty Of Room To Relax, Entertain, And Fully Enjoy The Beautiful Lakeside Setting.Residents Also Enjoy Access To The Duclos Point Association With An Annual Fee Of $300, Which Includes Pickleball And Tennis Courts, A Community Park, And Two Annual Social Events A Wonderful Way To Connect With Neighbours And Enjoy The Community.Located In A Quiet And Desirable Area Close To Parks, Beaches, And Marinas, And Approximately One Hour From Toronto, This Property Offers The Perfect Balance Of Peaceful Waterfront Living And Convenient Access To The City.A Rare Opportunity To Own A Beautiful Home On Lake Simcoe With Breathtaking Views In A Welcoming Lakeside Community!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13814616
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 54 × 154.99 ft
- Cross streets
- Highway #48 & Duclos Point Rd
- Parking
- 2 garage · 10 parking (detached)
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $7,582 / 2025
- Days on market
- 28
- Listing brokerage
- EXP REALTY
Rooms
4 pc bath · window
large closet · broadloom · large window
large window · broadloom
eat-in kitchen · laminate · large window
laminate · w/o to deck · large window
w/o to deck · overlook water · laminate
2 pc bath · granite sink
combined w/laundry · laminate · 2 pc bath
broadloom · large window
open concept · fireplace · laminate
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Virginia, Georgina, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,039,110 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,745
- Property tax
- $632
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,377
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,453
- Estimated closing costs
- $22,453
Plus your down payment of $259,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $344,725
- Principal paid down
- $126,960
- Interest paid
- $217,765
- Balance remaining
- $912,150
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.