2875 Holborn Road, East Gwillimbury, ON

Rural East Gwillimbury, East Gwillimbury · MLS® N13815386

$3,299,000
For Sale
Listed 27 days agoNo offer date stated

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2+2Bedrooms
6Bathrooms
7Garage
3500-5000Sq ft

About this home

In short

  • Spectacular Custom Country Estate Set On A Productive Farm With 858.85 Feet Of Frontage, Just Minutes From The 404 & Bradford Extension, & Approximately 12 Minutes To...
  • The Main Home Offers Open-Concept Living With 10-Foot Ceilings In Kitchen, Over Looking The Family & Dining Rooms.
  • The Kitchen Includes A Large Centre Island With Double Sink, Premium Built-In Appliances Including Thermador Dishwasher, True Icemaker, Blue Star Double Double Oven &...
  • The Primary Suite Features A Sitting Room With A Multi-Functional Fireplace, Walkout To Composite Deck With Glass Inserts & Night Lighting, 9 Pc Ensuite , His & Hers...
  • Fully Finished Walkout Basement With Heated Floors, 9' 6" Ceilings, Quartz Kitchen Countertop, Cantina, Storage, Rough-In Panic Room With In-Side Locking Door.

Spectacular Custom Country Estate Set On A Productive Farm With 858.85 Feet Of Frontage, Just Minutes From The 404 & Bradford Extension, & Approximately 12 Minutes To The Hospital. The Natural Pond Has Been Dug & Cleaned Out & Is Now Thriving With Fish & Wildlife, Creating A Beautiful Backdrop. The Main Home Offers Open-Concept Living With 10-Foot Ceilings In Kitchen, Over Looking The Family & Dining Rooms. The Kitchen Includes A Large Centre Island With Double Sink, Premium Built-In Appliances Including Thermador Dishwasher, True Icemaker, Blue Star Double Double Oven & Blue Star 8 Burner Cooktop, Built-In Monogram Pizza Oven, Commercial-Grade Refrigerator & Freezer, Quartz Countertops & Backsplash & A Walkout To A Covered Porch. There's Also A Practical Main-Floor Laundry With Rear Yard & Garage Access. The Primary Suite Features A Sitting Room With A Multi-Functional Fireplace, Walkout To Composite Deck With Glass Inserts & Night Lighting, 9 Pc Ensuite , His & Hers Walk-In Closets. Large Heated Oversized Garage With Insulated Doors, Dog Wash, Centre Bay Door 10' x 10' Over 38' Deep. Fully Finished Walkout Basement With Heated Floors, 9' 6" Ceilings, Quartz Kitchen Countertop, Cantina, Storage, Rough-In Panic Room With In-Side Locking Door. A Standout Bonus Is The Two-Bedroom Upper Residence With Its Own Entrance & Private Garage. This Suite Offers Two Ensuite Bedrooms Plus A Powder Room, Large Kitchen With Granite Countertops With Sit-In Area, Den & Counter Overlooking The Living Room , Creating An Ideal Setup For Extended Family Or Flexible Living. A Rare Combination Of Luxury, Land, & Versatility.

Key facts

Property type
Detached, Bungalow
MLS®
N13815386
Bedrooms
2+2 (4 total)
Bathrooms
6 (2 half)
Size
3500-5000 sq ft
Lot
858.85 × 1387.93 ft
Cross streets
Woodbine/Holborn
Parking
7 garage (attached)
Driveway
Front Yard Parking, Private
Basement
Finished with Walk-Out
Kitchens
3 (1 + 2)
Heating
Baseboard
A/C
Central Air, Other
Exterior
Brick, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$8,020 / 2026
Days on market
27
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Main3.91 × 3.80 m

3 pc bath · heated floor · double closet

RecreationLower11.85 × 6.42 m

ceramic floor · heated floor · 3 pc bath

KitchenLower3.96 × 4.26 m

heated floor · eat-in kitchen · w/o to yard

PantryMain3.72 × 1.30 m

stainless steel sink · quartz counter · backsplash

OtherMain4.30 × 3.60 m

b/i closet · b/i shelves · heated floor

Bedroom 4Lower4.48 × 3.79 m

heated floor · walk-in closet(s) · hardwood floor

Bedroom 3Lower5.37 × 3.80 m

hardwood floor · walk-in closet(s) · heated floor

Family RoomMain5.38 × 4.04 m

gas fireplace · w/o to deck · heated floor

Primary BedroomMain7.94 × 4.59 m

gas fireplace · 7 pc bath · walk-in closet(s)

Dining RoomLower3.96 × 2.25 m

heated floor · ceramic floor · w/o to yard

LaundryMain5.34 × 3.74 m

w/o to porch · w/o to garage · w/o to yard

KitchenMain7.74 × 5.42 m

backsplash · b/i appliances · centre island

Cold Room/CantinaLower3.65 × 1.35 m
FoyerMain3.64 × 2.39 m

heated floor · 2 pc bath · w/o to porch

Dining RoomMain5.55 × 5.10 m

hardwood floor · heated floor · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Rural East Gwillimbury, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$15,036/mo
$593KIncome needed
5.6×Price ÷ income
$3,470Weekly cost
$68,950Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $15,036Property tax $668Total carry $15,704

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,593per month

Mortgage amount $2,639,200 · 4.49% over 25 years

$659,800Down payment (20.0%)
$2,639,200Loan before insurance
$0CMHC premium
$15,261Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,593
Property tax
$668
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,261

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,950
Estimated closing costs
$68,950

Plus your down payment of $659,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,738,577Total interest paid
$4,377,777Total of all payments
Principal $2,639,200 Interest $1,738,577
YearPrincipalInterestBalance
1$58,896$116,215$2,580,304
2$61,570$113,541$2,518,734
3$64,365$110,746$2,454,369
4$67,288$107,823$2,387,081
5$70,343$104,768$2,316,738
6$73,537$101,574$2,243,202
7$76,876$98,235$2,166,326
8$80,366$94,745$2,085,960
9$84,015$91,096$2,001,945
10$87,830$87,281$1,914,115
11$91,817$83,294$1,822,298
12$95,986$79,125$1,726,312
13$100,344$74,767$1,625,967
14$104,901$70,211$1,521,067
15$109,663$65,448$1,411,403
16$114,643$60,468$1,296,761
17$119,848$55,263$1,176,913
18$125,289$49,822$1,051,623
19$130,978$44,133$920,645
20$136,925$38,186$783,720
21$143,142$31,969$640,578
22$149,641$25,470$490,937
23$156,435$18,676$334,502
24$163,538$11,573$170,964
25$170,964$4,148$0

At the end of your 5-year term

Total paid over the term
$875,555
Principal paid down
$322,462
Interest paid
$553,094
Balance remaining
$2,316,738

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $8,020− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $69,078

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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