66 Terrain Court, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13815530

$994,900
For Sale
Listed 28 days agoNo offer date stated
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • WELCOME TO THE Hemlock - a beautifully designed all-brick 1895 sq.ft detached home in Holland Landing with closing dates available for July / August 2027.
  • Designed with families in mind, this bright, open-concept home features 9' smooth ceilings on the main floor, stained hardwood flooring, and a spacious kitchen made...
  • Enjoy tall upper cabinetry, quartz countertops, a centre island with an extended breakfast bar, and a patio door leading to your deep private backyard - perfect for...
  • The primary bedroom features a spacious walk-in closet and private ensuite complete with a ceramic walk-in shower and freestanding tub.
  • A fantastic location approximately 7 minutes to the Newmarket GO Station and 13 minutes to Highway 404, minutes to great shopping, dining, schools, and local...

WELCOME TO THE Hemlock - a beautifully designed all-brick 1895 sq.ft detached home in Holland Landing with closing dates available for July / August 2027! Designed with families in mind, this bright, open-concept home features 9' smooth ceilings on the main floor, stained hardwood flooring, and a spacious kitchen made for everyday living and entertaining. Enjoy tall upper cabinetry, quartz countertops, a centre island with an extended breakfast bar, and a patio door leading to your deep private backyard - perfect for summer BBQs, gardening, a possible pool, or space for the kids to play. A stained oak staircase with sleek black metal pickets leads to the upper level, offering four bedrooms and the convenience of a second-floor laundry room. The primary bedroom features a spacious walk-in closet and private ensuite complete with a ceramic walk-in shower and freestanding tub. The full unfinished basement, including a cold cellar, offers plenty of opportunity for future finishing. Depending on grading, purchasers may also have the option to add a separate side entrance with direct access to the basement, providing exciting potential for a future in-law suite. A fantastic location approximately 7 minutes to the Newmarket GO Station and 13 minutes to Highway 404, minutes to great shopping, dining, schools, and local amenities nearby. Buy NEW and enjoy the opportunity to personalize your interior finishes before you move in!

Key facts

Property type
Detached, 2-Storey
MLS®
N13815530
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
12.2 × 42.6 ft
Cross streets
Dogwood Blvd & Holland Vista St
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
28
Listing brokerage
COLDWELL BANKER RONAN REALTY

Rooms

Bedroom 3Second3.65 × 3.04 m

broadloom · closet

LaundrySecond1.52 × 1.06 m

Ceramic Floor

Bedroom 2Second3.65 × 3.04 m

broadloom · closet

FoyerMain2.89 × 1.37 m

ceramic floor · closet

Bedroom 4Second3.04 × 2.86 m

broadloom · closet

BreakfastMain2.37 × 4.99 m

ceramic floor · sliding doors · pot lights

Primary BedroomSecond4.81 × 3.92 m

broadloom · walk-in closet(s) · 4 pc ensuite

Great RoomMain3.65 × 5.48 m

hardwood floor · gas fireplace · open concept

KitchenMain2.43 × 3.96 m

ceramic floor · centre island · quartz counter

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,534/mo
$197KIncome needed
5.0×Price ÷ income
$1,046Weekly cost
$16,373Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,534Estimated property tax $622Total carry $5,156

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,401per month

Mortgage amount $795,920 · 4.49% over 25 years

$198,980Down payment (20.0%)
$795,920Loan before insurance
$0CMHC premium
$5,023Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,401
Estimated property tax
$622
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,023

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,373
Estimated closing costs
$16,373

Plus your down payment of $198,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,326/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$524,313Total interest paid
$1,320,233Total of all payments
Principal $795,920 Interest $524,313
YearPrincipalInterestBalance
1$17,762$35,048$778,158
2$18,568$34,241$759,590
3$19,411$33,398$740,179
4$20,292$32,517$719,887
5$21,214$31,596$698,673
6$22,177$30,632$676,496
7$23,184$29,625$653,312
8$24,236$28,573$629,076
9$25,337$27,472$603,739
10$26,487$26,322$577,252
11$27,690$25,119$549,562
12$28,947$23,862$520,615
13$30,262$22,548$490,353
14$31,636$21,174$458,718
15$33,072$19,737$425,646
16$34,573$18,236$391,072
17$36,143$16,666$354,929
18$37,784$15,025$317,145
19$39,500$13,309$277,645
20$41,293$11,516$236,351
21$43,168$9,641$193,183
22$45,128$7,681$148,055
23$47,177$5,632$100,878
24$49,319$3,490$51,559
25$51,559$1,251$0

At the end of your 5-year term

Total paid over the term
$264,047
Principal paid down
$97,247
Interest paid
$166,800
Balance remaining
$698,673

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $6,964− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,278

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER RONAN REALTY. MLS®/PropTx.

CallRequest a showing