75 Stockdale Crescent, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13815678

$2,300,000
For Sale
Listed 26 days agoNo offer date stated

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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Rare 61' x 356' Lot in the Heart of Richmond Hill.
  • An exceptional opportunity for renovators, builders, investors, or end users looking to create something truly unique.
  • This extra-deep, south-facing backyard offers tremendous potential for renovation, custom home construction, redevelopment, or future expansion, subject to applicable...
  • Located in one of Richmond Hill's established core communities and surrounded by multi-million-dollar custom homes, this property provides an excellent opportunity to...
  • With convenient access to Hwy 7, Hwy 400 and Hwy 407, this property combines an exceptional lot with a highly desirable Richmond Hill location.

Rare 61' x 356' Lot in the Heart of Richmond Hill! An exceptional opportunity for renovators, builders, investors, or end users looking to create something truly unique. This extra-deep, south-facing backyard offers tremendous potential for renovation, custom home construction, redevelopment, or future expansion, subject to applicable approvals. Located in one of Richmond Hill's established core communities and surrounded by multi-million-dollar custom homes, this property provides an excellent opportunity to build a substantial estate or unlock the full potential of the lot. Enjoy close proximity to Hillcrest Mall, Rutherford Marketplace, T&T, Longo's, H-Mart, Mackenzie Health Hospital, top-rated schools including St. Theresa of Lisieux Catholic High School and Alexander Mackenzie High School, as well as multiple golf clubs. With convenient access to Hwy 7, Hwy 400 and Hwy 407, this property combines an exceptional lot with a highly desirable Richmond Hill location. A rare opportunity to secure an oversized lot with endless possibilities.

Key facts

Property type
Detached, Sidesplit 4
MLS®
N13815678
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
61 × 356 ft
Cross streets
Bathurst St & Major MacKenzie Dr W
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,847 / 2026
Days on market
26
Listing brokerage
REN/TEX REALTY INC.
Our TakeTeam Asgarian · Broker
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Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$10,483/mo
$431KIncome needed
5.3×Price ÷ income
$2,419Weekly cost
$43,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,483Property tax $904Total carry $11,387

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,174per month

Mortgage amount $1,840,000 · 4.49% over 25 years

$460,000Down payment (20.0%)
$1,840,000Loan before insurance
$0CMHC premium
$11,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,174
Property tax
$904
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,975
Estimated closing costs
$43,975

Plus your down payment of $460,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,314/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,212,103Total interest paid
$3,052,103Total of all payments
Principal $1,840,000 Interest $1,212,103
YearPrincipalInterestBalance
1$41,061$81,023$1,798,939
2$42,925$79,159$1,756,014
3$44,874$77,210$1,711,139
4$46,912$75,172$1,664,228
5$49,042$73,042$1,615,186
6$51,268$70,816$1,563,918
7$53,596$68,488$1,510,321
8$56,030$66,054$1,454,292
9$58,574$63,510$1,395,718
10$61,233$60,851$1,334,485
11$64,013$58,071$1,270,471
12$66,920$55,164$1,203,552
13$69,958$52,126$1,133,593
14$73,135$48,949$1,060,459
15$76,455$45,629$984,003
16$79,927$42,157$904,077
17$83,556$38,528$820,521
18$87,349$34,735$733,172
19$91,315$30,769$641,856
20$95,461$26,623$546,395
21$99,796$22,288$446,599
22$104,327$17,757$342,272
23$109,064$13,020$233,208
24$114,016$8,068$119,193
25$119,193$2,892$0

At the end of your 5-year term

Total paid over the term
$610,421
Principal paid down
$224,814
Interest paid
$385,607
Balance remaining
$1,615,186

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $10,847− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $32,609

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REN/TEX REALTY INC.. MLS®/PropTx.

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