22 Copperstone Crescent, Richmond Hill, ON

Rouge Woods, Richmond Hill · MLS® N13817296

$1,388,000
For Sale
Listed 26 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Locate in the top-ranked Bayview Secondary School Zone and minutes to Hwy 404, this well-maintained detached home offers 3 spacious bedrooms, 3 bathrooms, and a...
  • Bright south-facing open-concept layout features hardwood flooring, LED pot lights, updated bathrooms, and quality appliances.
  • Spacious primary bedroom with walk-in closet and upgraded ensuite.
  • Finished basement with additional living space, open laundry, and cold room storage.
  • New furnace and approximately 2-year-old hot water tank.

Locate in the top-ranked Bayview Secondary School Zone and minutes to Hwy 404, this well-maintained detached home offers 3 spacious bedrooms, 3 bathrooms, and a finished basement. Bright south-facing open-concept layout features hardwood flooring, LED pot lights, updated bathrooms, and quality appliances. Functional kitchen ideal for everyday living and entertaining. Spacious primary bedroom with walk-in closet and upgraded ensuite. Finished basement with additional living space, open laundry, and cold room storage. Double garage plus driveway parking for 2. Low-maintenance backyard with patio. New furnace and approximately 2-year-old hot water tank.

Key facts

Property type
Detached, 2-Storey
MLS®
N13817296
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
36.12 × 110.05 ft
Cross streets
BAYVIEW / MAJOR MACKENZIE
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,228 / 2025
Days on market
26
Listing brokerage
RE/MAX ULTIMATE ESTATES

Rooms

FoyerGround2.75 × 1.56 m

ceramic floor · pot lights

Dining RoomGround3.32 × 3.14 m

hardwood floor · overlooks backyard · pot lights

LaundryBasement5.13 × 1.61 m

vinyl floor · laundry sink · pot lights

Bedroom 2Second3.75 × 3.28 m

laminate · closet · crown moulding

KitchenGround3.22 × 3.71 m

ceramic floor · overlooks backyard · backsplash

RecreationBasement4.95 × 8.56 m

laminate · pot lights

Bedroom 3Second3.17 × 3.15 m

laminate · closet · overlooks backyard

Primary BedroomSecond3.76 × 5.73 m

large window · double closet · 4 pc ensuite

Living RoomGround6.56 × 4.16 m

hardwood floor · pot lights · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rouge Woods · asking prices
$1.39Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $763/sqft; this home lists at $793/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.39MThis home1.30M1.40M1.30M1.55MThis home vs active comparables

Neighbourhood & location

Rouge Woods, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$2.05M
Bayview Hill
$2.52M
Observatory
$2.02M
Mill Pond
$1.71M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,326/mo
$260KIncome needed
5.3×Price ÷ income
$1,460Weekly cost
$24,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,326Property tax $519Total carry $6,845

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,140per month

Mortgage amount $1,110,400 · 4.49% over 25 years

$277,600Down payment (20.0%)
$1,110,400Loan before insurance
$0CMHC premium
$6,659Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,140
Property tax
$519
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,659

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,235
Estimated closing costs
$24,235

Plus your down payment of $277,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,431/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$731,478Total interest paid
$1,841,878Total of all payments
Principal $1,110,400 Interest $731,478
YearPrincipalInterestBalance
1$24,779$48,896$1,085,621
2$25,904$47,771$1,059,716
3$27,081$46,594$1,032,635
4$28,310$45,365$1,004,325
5$29,596$44,079$974,730
6$30,939$42,736$943,790
7$32,344$41,331$911,446
8$33,813$39,862$877,633
9$35,348$38,327$842,285
10$36,953$36,722$805,333
11$38,631$35,044$766,702
12$40,385$33,290$726,317
13$42,218$31,457$684,099
14$44,135$29,540$639,964
15$46,139$27,536$593,825
16$48,234$25,441$545,591
17$50,424$23,251$495,167
18$52,713$20,962$442,453
19$55,107$18,568$387,346
20$57,609$16,066$329,737
21$60,225$13,450$269,513
22$62,959$10,716$206,554
23$65,818$7,857$140,736
24$68,806$4,869$71,930
25$71,930$1,745$0

At the end of your 5-year term

Total paid over the term
$368,376
Principal paid down
$135,670
Interest paid
$232,705
Balance remaining
$974,730

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $6,228− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,014

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE ESTATES. MLS®/PropTx.

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