904-75 Norman Bethune Avenue, Richmond Hill, ON

Beaver Creek Business Park, Richmond Hill · MLS® N13817668

$388,000
For Sale
Listed 27 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Four-Season Garden condos in prime Richmond Hill.
  • Open-concept design with a spacious kitchen, granite countertops, and stainless appliances.
  • Amazing building amenities include a 24-hour concierge, indoor pool, gym, sauna, party room, and visitor parking.
  • Minutes away from Viva Transit, restaurants, and banks; a supermarket; and easy access to Highways 404, 407, and Highway 7.
  • Includes 1parking spot and 1 locker.

Four-Season Garden condos in prime Richmond Hill. Fantastic layout with one luxury bedroom on the highest Level in the building. Open-concept design with a spacious kitchen, granite countertops, and stainless appliances. Walk out to a large balcony with unobstructed west-facing city views and sunsets. Lower property taxes in the Area. Amazing building amenities include a 24-hour concierge, indoor pool, gym, sauna, party room, and visitor parking. Minutes away from Viva Transit, restaurants, and banks; a supermarket; and easy access to Highways 404, 407, and Highway 7. Located in excellent school districts, including Doncrest Elementary and Thornlea Secondary School. Includes 1parking spot and 1 locker.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13817668
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Highway 7 /Leslie
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$556/mo
Exposure
West
Property tax
$1,998 / 2026
Days on market
27
Listing brokerage
RE/MAX ATRIUM HOME REALTY

Rooms

KitchenFlat2.44 × 3.29 m

ceramic floor · open concept · granite counters

Dining RoomFlat4.02 × 3.29 m

laminate · combined w/kitchen

Living RoomFlat4.02 × 3.29 m

laminate · combined w/dining · w/o to balcony

BedroomFlat3.60 × 2.82 m

laminate · large closet · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Beaver Creek Business Park, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,768/mo
$87KIncome needed
4.5×Price ÷ income
$408Weekly cost
$4,295Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,768Property tax $167Condo fee $556Total carry $2,491

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,716per month

Mortgage amount $310,400 · 4.49% over 25 years

$77,600Down payment (20.0%)
$310,400Loan before insurance
$0CMHC premium
$2,439Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,716
Property tax
$167
Condo / maintenance fees
$556
Heating
$0
Estimated monthly cost
$2,439

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,295
Estimated closing costs
$4,295

Plus your down payment of $77,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,077/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$204,476Total interest paid
$514,876Total of all payments
Principal $310,400 Interest $204,476
YearPrincipalInterestBalance
1$6,927$13,668$303,473
2$7,241$13,354$296,232
3$7,570$13,025$288,662
4$7,914$12,681$280,748
5$8,273$12,322$272,475
6$8,649$11,946$263,826
7$9,041$11,554$254,785
8$9,452$11,143$245,333
9$9,881$10,714$235,452
10$10,330$10,265$225,122
11$10,799$9,796$214,323
12$11,289$9,306$203,034
13$11,802$8,793$191,232
14$12,337$8,258$178,895
15$12,898$7,697$165,997
16$13,483$7,112$152,514
17$14,095$6,500$138,418
18$14,735$5,860$123,683
19$15,405$5,191$108,278
20$16,104$4,491$92,174
21$16,835$3,760$75,339
22$17,600$2,996$57,740
23$18,399$2,196$39,341
24$19,234$1,361$20,107
25$20,107$488$0

At the end of your 5-year term

Total paid over the term
$102,975
Principal paid down
$37,925
Interest paid
$65,050
Balance remaining
$272,475

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $1,998− Condo fees $6,669− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,889

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.

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