9 Maple Grove Street, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13818400

$679,000
For Sale
Listed 24 days agoNo offer date stated

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1+2Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Fantastic Opportunity to build, rent, hold or make it your first Home, just a 5 Minute Walk to scenic Musselman Lake in Stouffville.
  • This Bungalow sits on a 50 x 100 ft Lot and features a detached Garage, freshly painted interiors, new Flooring, two 4-piece Bathrooms on the Main Floor and a...
  • A great opportunity for first-time Buyers, Investors or Builders looking to get into this desirable Lakeside Community, close Golf Courses, Ski Hills, Restaurants...

Fantastic Opportunity to build, rent, hold or make it your first Home, just a 5 Minute Walk to scenic Musselman Lake in Stouffville. This Bungalow sits on a 50 x 100 ft Lot and features a detached Garage, freshly painted interiors, new Flooring, two 4-piece Bathrooms on the Main Floor and a finished Basement with 7'10" Ceilings. A great opportunity for first-time Buyers, Investors or Builders looking to get into this desirable Lakeside Community, close Golf Courses, Ski Hills, Restaurants, Trails and Parks.

Key facts

Property type
Detached, Bungalow
MLS®
N13818400
Bedrooms
1+2 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 100 ft
Cross streets
Ninth Line / Bloomington Rd
Parking
1 garage · 3 parking (detached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,070 / 2026
Days on market
24
Listing brokerage
KELLER WILLIAMS REALTY CENTRES

Rooms

Primary BedroomMain3.10 × 2.96 m

broadloom · his and hers closets · 4 pc ensuite

KitchenMain3.58 × 2.90 m

vinyl floor · breakfast bar · w/o to deck

Bedroom 2Basement6.05 × 2.71 m

broadloom · gas fireplace · closet

Bedroom 3Basement4.41 × 2.92 m

broadloom · double closet · above grade window

Dining RoomMain2.97 × 2.58 m

vinyl floor · combined w/living

Living RoomMain3.59 × 3.47 m

vinyl floor · combined w/dining

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,095/mo
$129KIncome needed
5.2×Price ÷ income
$714Weekly cost
$10,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,095Property tax $256Total carry $3,351

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,003per month

Mortgage amount $543,200 · 4.49% over 25 years

$135,800Down payment (20.0%)
$543,200Loan before insurance
$0CMHC premium
$3,259Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,003
Property tax
$256
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,259

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,055
Estimated closing costs
$10,055

Plus your down payment of $135,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,635/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$357,834Total interest paid
$901,034Total of all payments
Principal $543,200 Interest $357,834
YearPrincipalInterestBalance
1$12,122$23,919$531,078
2$12,672$23,369$518,406
3$13,248$22,794$505,158
4$13,849$22,192$491,309
5$14,478$21,563$476,831
6$15,135$20,906$461,696
7$15,823$20,219$445,873
8$16,541$19,500$429,332
9$17,292$18,749$412,040
10$18,077$17,964$393,963
11$18,898$17,143$375,065
12$19,756$16,285$355,309
13$20,653$15,388$334,656
14$21,591$14,451$313,066
15$22,571$13,470$290,495
16$23,596$12,446$266,899
17$24,667$11,374$242,232
18$25,787$10,254$216,445
19$26,958$9,083$189,487
20$28,182$7,859$161,305
21$29,461$6,580$131,844
22$30,799$5,242$101,045
23$32,198$3,844$68,847
24$33,659$2,382$35,188
25$35,188$854$0

At the end of your 5-year term

Total paid over the term
$180,207
Principal paid down
$66,369
Interest paid
$113,838
Balance remaining
$476,831

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $3,070− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,016

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.

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