309-75 Norman Bethune Avenue, Richmond Hill, ON

Beaver Creek Business Park, Richmond Hill · MLS® N13819084

$499,000
For Sale
Listed 4 days agoNo offer date stated

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2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome To Four Seasons Garden Condos In Prime Richmond Hill.
  • Bright And Spacious 2 Bedroom + Den, 2 Bathroom Suite With A Practical Split-Bedroom Layout.
  • Open-Concept Design Features A Spacious Kitchen With Granite Countertops And Stainless Steel Appliances.
  • Luxury Building Amenities Include 24-Hour Concierge, Indoor Pool, Gym, Sauna, Party Room, Guest Suite And Visitor Parking.
  • Excellent Location Steps To Public Transit, Shops, Restaurants, Banks And Supermarket, With Easy Access To Hwy 7, 404 & 407.

Welcome To Four Seasons Garden Condos In Prime Richmond Hill! Bright And Spacious 2 Bedroom + Den, 2 Bathroom Suite With A Practical Split-Bedroom Layout. Den Can Be Used As A Third Bedroom With A Door. Open-Concept Design Features A Spacious Kitchen With Granite Countertops And Stainless Steel Appliances. Enjoy A Huge Balcony With Unobstructed South-Facing City Views And Beautiful Sunsets. Luxury Building Amenities Include 24-Hour Concierge, Indoor Pool, Gym, Sauna, Party Room, Guest Suite And Visitor Parking. Excellent Location Steps To Public Transit, Shops, Restaurants, Banks And Supermarket, With Easy Access To Hwy 7, 404 & 407. Located In An Excellent School District, Including Doncrest Elementary And Thornlea Secondary School. 1 Parking Space And 1 Locker Included. Built In 2014.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13819084
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
HIGHWAY 7/ LESLIE
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$929/mo
Exposure
South
Property tax
$2,712 / 2026
Days on market
4
Listing brokerage
SMART SOLD REALTY

Rooms

Bedroom 2Flat3.13 × 3.05 m

large window · large closet

Primary BedroomFlat4.65 × 3.13 m

4 pc ensuite · walk-in closet(s) · w/o to balcony

Living RoomFlat4.67 × 3.05 m

combined w/dining · w/o to balcony · laminate

DenFlat2.57 × 2.39 m

laminate · separate room

KitchenFlat2.36 × 2.36 m

granite counters · open concept · ceramic floor

Dining RoomFlat4.67 × 3.05 m

combined w/living · open concept · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Beaver Creek Business Park, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,274/mo
$115KIncome needed
4.3×Price ÷ income
$525Weekly cost
$6,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,274Property tax $226Condo fee $929Total carry $3,429

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,362Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$226
Condo / maintenance fees
$929
Heating
$0
Estimated monthly cost
$3,362

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Estimated closing costs
$6,455

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.3%
Gross yield
− Property tax $2,712− Condo fees $11,148− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,114

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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